7875 Bellakaren Pl

7875 Bellakaren Pl

D

La Jolla, CA 92037

$3,595,000

Beds

6

Baths

4.5

Sqft

3,734

Year Built

1986

Days on Market

61

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600015SD

Description

Set on an exceptionally rare 1.18-acre flat, usable lot in La Jolla, this beautifully renovated property offers outstanding space and flexibility in a highly sought-after location. The main residence has been thoughtfully updated with quality finishes and provides a comfortable, move-in-ready home with opportunity for future enhancement. A major highlight is the fully renovated 2-bedroom casita, ideal for extended family, guests, a private office, or potential rental use—an uncommon and valuable feature in La Jolla. The expansive grounds feature open green space with ample room for a pool, sport court, gardens, or enhanced outdoor entertaining. The scale and layout of the lot allow for privacy, creative landscaping, and long-term vision rarely available in this coastal community. Conveniently located near beaches, top-rated schools, shopping, dining, and major access routes, this is a unique opportunity for buyers seeking land, versatility, and future potential in one of San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$22,822

Principal & Interest$18,178
Property Tax$3,595
Insurance$1,049
%($719,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$8,077
Monthly Cashflow

Rent − PITI − HOA

$-14,745
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,599

Mortgage (P+I)
$18,178
Cap Rate
-0.47%
Cash-on-Cash
-24.61%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$22,822

NOI (Annual)
$-17,047
Price-to-Rent

Lower = better for investors

37.1

* Defaults: 20% down, 6.5% rate, 30yr.

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