7833 Camino Huerta
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7833 Camino Huerta

Ctop 80%

San Diego, CA 92122

$649,999
STR: check · no permits in this complex · TOT 12.75%

5 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 14, 2026.

No unit in this 67-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,014/mo full cashflow at 20% down, 7.36% rate.

Works at $255,619 (61% under asking), or at 88% down.

Rent $3,122/mo from 12 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area ($2,918–$3,511).

Beds

2

Baths

1

Sqft

882

Year Built

1972

Days on Market

45

Property Type

Townhouse

HOA/mo

$450

MLS ID

PTP2607344

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully updated 2-bedroom, 1-bathroom condo in the sought-after UTC neighborhood! This move-in-ready home offers a bright and inviting open floor plan complemented by stylish upgrades and modern finishes throughout. The renovated kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing effortlessly into the living and dining areas to create a comfortable space for everyday living and entertaining. Both bedrooms offer comfortable retreats, while the remodeled bathroom showcases fresh, contemporary finishes. Enjoy the convenience of living just minutes from Westfield UTC, UC San Diego, popular restaurants, shopping, entertainment, and major freeways. Whether you're looking for your first home, a low-maintenance lifestyle, or an investment opportunity, this updated condo offers an excellent combination of comfort, style, and location!

Mortgage Calculator

Est. Monthly Payment

$4,876

Principal & Interest$3,586
Property Tax$650
Insurance$190
HOA$450
%($130,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Doyle Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$3,122

12 leases of 1–3 bed condos & townhomes within 0.5 mi, same school area · $2,918–$3,511

Blended 50/50 with the zip's market median ($3,077)

Monthly Cashflow

Rent − PITIA

-$1,754
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,014

What would make this work?

$3,014/mo short at 20% down; 88% down or +$3,914/mo rent closes it.

Break-even price

61% under asking

$255,619
Break-even rent

$3,914/mo above the estimate

$7,036/mo
Cashflow at 35% down
−$2,342/mo
Down payment to break even

$571,999 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,586
Cap Rate
1.34%
Cash-on-Cash
-27.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$8,741
Price-to-Rent

Lower = better for investors

17.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,014/mo