7815 Bellakaren Pl
Ctop 80%La Jolla, CA 92037
One license per person in San Diego: whether you can hold it depends on you, not only the home.
9 licensed short-term rentals within ½ mile (8 whole home), from the cities' license and permit lists of Nov 14, 2026.
Pass at asking: -$9,424/mo full cashflow at 20% down, 7.36% rate.
Works at $761,843 (62% under asking), or at 89% down.
Rent $7,561/mo from 8 leases of 4-bed houses within 1 mi ($6,780–$8,658).
Beds
4
Baths
4
Sqft
2,486
Year Built
1977
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
260027104SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Ready for love! This beach/Village/La Jolla Shores/UCSD/Biotech Mesa/freeway access-close half-acre, four bedroom home represents a rare opportunity at a superb value in La Jolla. Occupied and available for showings [only] upon an accepted offer, seller requests you do not disturb the occupants of this 2,486sf home.
Mortgage Calculator
Est. Monthly Payment
$13,584
Location
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Zoned Schools
Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,561
Comp Average
$8,941
5987 Sagebrush Rd.
3bd / 2.5ba · 2,492 sqft · Single Family
$2.10M
Est. $8,754/mo
5877 Soledad Mountain Road
4bd / 2ba · 2,401 sqft · Single Family
$2.74M
Est. $9,516/mo
2767 Palomino
3bd / 2.5ba · 2,409 sqft · Single Family
$2.50M
Est. $8,807/mo
5860 Cactus Way
4bd / 3ba · 2,854 sqft · Single Family
$2.79M
Est. $9,777/mo
1380 Caminito Balada
4bd / 3.5ba · 2,507 sqft · Single Family
$2.48M
Est. $7,849/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4-bed houses within 1 mi · $6,780–$8,658
Blended 50/50 with the zip's market median ($7,936)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$9,424/mo short at 20% down; 89% down or +$12,239/mo rent closes it.
- Break-even price
- $761,843
- Break-even rent
- $19,800/mo
- Cashflow at 35% down
- −$7,361/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$12,239/mo above the estimate
$1,775,550 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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