
780 Rose Ranch Rd
Ctop 80%San Marcos, CA 92069Neighborhood: Richland
Pass at asking: -$6,630/mo full cashflow at 20% down, 7.36% rate.
Works at $527,436 (62% under asking), or at 89% down.
Rent $5,235/mo from 15 leases of 3–5 bed houses within 2 mi ($5,122–$5,851).
Beds
4
Baths
3
Sqft
3,154
Year Built
1991
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260027082SD
This property is in San Marcos (92069). View neighborhood stats →
About This Property
Welcome to 780 Rose Ranch Road, a private retreat offering the perfect blend of peaceful country living, comfort, and breathtaking panoramic views. Built in 1991 and situated on an expansive 39,204-square-foot lot, just under an acre, this impressive 4-bedroom, 2.5-bath residence offers 3,154 square feet of living space surrounded by natural beauty and tranquility. A long, private driveway welcomes you to this secluded property, where ample parking and a three-car garage provide plenty of room for vehicles and guests. Inside, expansive windows invite abundant natural light while framing picturesque mountain views, lush surroundings, and spectacular sunsets. The outdoor spaces are truly special. Thoughtfully enhanced by the current owner, the backyard offers a private retreat designed for relaxation and entertaining. Enjoy the spacious deck, unwind in the hot tub, gather around the outdoor gas fire pit, or simply take in the panoramic views. Decorative fountains, water features, and extensive landscaping create a peaceful atmosphere that feels worlds away from the everyday hustle. Additional highlights include leased solar panels, generous outdoor space, and an exceptional sense of privacy that's increasingly difficult to find. Whether you're enjoying a quiet morning surrounded by nature, entertaining friends and family, or watching the sun set over the mountains, this remarkable property offers a rare opportunity to experience the tranquility of country-style living while remaining close to the conveniences of San Marcos. A truly special place to call home.
Mortgage Calculator
Est. Monthly Payment
$9,498
Location
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Zoned Schools
Elementary
Richland Elementary · grades K-5 · San Marcos Unified
Middle
Woodland Park Middle · grades 6-8 · San Marcos Unified
High
Mission Hills High · grades 9-12 · San Marcos Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,235
Comp Average
$5,506
690 Jay Court
5bd / 2.5ba · 2,897 sqft · Single Family
$1.06M
Est. $5,262/mo
765 Helmsdale Rd
4bd / 3ba · 2,580 sqft · Single Family
$1.02M
Est. $4,856/mo
912 Lantana
4bd / 3ba · 3,043 sqft · Single Family
$1.35M
Est. $5,390/mo
877 Woodhaven Rd
5bd / 3.5ba · 2,926 sqft · Single Family
$1.60M
Est. $5,797/mo
1123 Ariana Road
4bd / 2.5ba · 3,582 sqft · Single Family
$1.98M
Est. $6,227/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. San Marcos does not allow short-term rentals in residential zones. See the rules
Investment Score
15 leases of 3–5 bed houses within 2 mi · $5,122–$5,851
Blended 50/50 with the zip's market median ($4,908)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,630/mo short at 20% down; 89% down or +$8,610/mo rent closes it.
- Break-even price
- $527,436
- Break-even rent
- $13,845/mo
- Cashflow at 35% down
- −$5,187/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$8,610/mo above the estimate
$1,241,550 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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