780 Rose Ranch Rd

780 Rose Ranch Rd

Ctop 80%

San Marcos, CA 92069Neighborhood: Richland

$1,395,000
NEW — 1d

Pass at asking: -$6,630/mo full cashflow at 20% down, 7.36% rate.

Works at $527,436 (62% under asking), or at 89% down.

Rent $5,235/mo from 15 leases of 3–5 bed houses within 2 mi ($5,122–$5,851).

Beds

4

Baths

3

Sqft

3,154

Year Built

1991

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260027082SD

This property is in San Marcos (92069). View neighborhood stats →

About This Property

Welcome to 780 Rose Ranch Road, a private retreat offering the perfect blend of peaceful country living, comfort, and breathtaking panoramic views. Built in 1991 and situated on an expansive 39,204-square-foot lot, just under an acre, this impressive 4-bedroom, 2.5-bath residence offers 3,154 square feet of living space surrounded by natural beauty and tranquility. A long, private driveway welcomes you to this secluded property, where ample parking and a three-car garage provide plenty of room for vehicles and guests. Inside, expansive windows invite abundant natural light while framing picturesque mountain views, lush surroundings, and spectacular sunsets. The outdoor spaces are truly special. Thoughtfully enhanced by the current owner, the backyard offers a private retreat designed for relaxation and entertaining. Enjoy the spacious deck, unwind in the hot tub, gather around the outdoor gas fire pit, or simply take in the panoramic views. Decorative fountains, water features, and extensive landscaping create a peaceful atmosphere that feels worlds away from the everyday hustle. Additional highlights include leased solar panels, generous outdoor space, and an exceptional sense of privacy that's increasingly difficult to find. Whether you're enjoying a quiet morning surrounded by nature, entertaining friends and family, or watching the sun set over the mountains, this remarkable property offers a rare opportunity to experience the tranquility of country-style living while remaining close to the conveniences of San Marcos. A truly special place to call home.

Mortgage Calculator

Est. Monthly Payment

$9,498

Principal & Interest$7,697
Property Tax$1,395
Insurance$407
%($279,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Richland Elementary · grades K-5 · San Marcos Unified

  • Middle

    Woodland Park Middle · grades 6-8 · San Marcos Unified

  • High

    Mission Hills High · grades 9-12 · San Marcos Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. San Marcos does not allow short-term rentals in residential zones. See the rules

Investment Score

11C
Est. Monthly Rent
$5,235

15 leases of 3–5 bed houses within 2 mi · $5,122–$5,851

Blended 50/50 with the zip's market median ($4,908)

Monthly Cashflow

Rent − PITIA

-$4,264
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,630

What would make this work?

$6,630/mo short at 20% down; 89% down or +$8,610/mo rent closes it.

Break-even price

62% under asking

$527,436
Break-even rent

$8,610/mo above the estimate

$13,845/mo
Cashflow at 35% down
−$5,187/mo
Down payment to break even

$1,241,550 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,697
Cap Rate
1.14%
Cash-on-Cash
-28.52%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$15,938
Price-to-Rent

Lower = better for investors

22.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,630/mo