7794 Doug Hill
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7794 Doug Hill

Dbottom 20%

4S Ranch, CA 92127Neighborhood: Santaluz

$3,795,000
STR: check · no permits on this tract · TOT 11.75%

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 8, 2026.

None of the 75 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$23,388/mo full cashflow at 20% down, 7.43% rate.

Works at $749,806 (80% under asking); even all cash loses money at asking.

Rent $8,369/mo from 15 leases of 4-bed houses within 2 mi ($7,455–$10,167).

Beds

4

Baths

4

Sqft

4,042

Year Built

2003

Days on Market

45

Property Type

Single Family

HOA/mo

$685

MLS ID

NDP2608878

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

CUSTOM-REFINED SANTALUZ HOME WITH PANORAMIC GOLF COURSE VIEWS Perched overlooking the 7th fairway, this exceptional custom-refined residence captures sweeping panoramic golf course views, spectacular sunrises, and breathtaking westerly sunsets. Thoughtfully designed for both sophisticated living and effortless entertaining, the home offers an inviting blend of luxury, comfort, and timeless style. The reimagined open-concept living, dining, and kitchen spaces are light-filled and beautifully appointed, creating an ideal setting for everyday living and memorable gatherings. At the heart of the home, the remodeled chef’s kitchen features an oversized island, premium appliances, abundant cabinetry, and a dedicated coffee bar, perfect for everything from casual mornings to entertaining guests. The main-level primary suite is a private retreat with stunning golf course views and a luxurious spa-inspired bathroom featuring limestone flooring and countertops, a glass-enclosed shower, elegant tilework, a generous soaking tub, and a spacious custom-fitted closet. A second en-suite bedroom with no closet on the main level includes a convenient Murphy bed, while two additional upstairs bedrooms share a Jack-and-Jill bathroom. Upstairs, a spacious bonus room with a built-in bar and bathroom provides the perfect space for entertaining, relaxing, or enjoying movie and game nights. The distinctive upstairs rotunda creates a charming reading retreat, where you can unwind while taking in spectacular ocean and sunset views. SOLAR IS OWNED. The backyard transforms outdoor living into a resort-like experience. Designed with entertaining in mind, the expansive outdoor space showcases uninterrupted golf course vistas, a built-in outdoor kitchen with a large BBQ and refrigerator, and a fire pit for gathering on cool summer evenings. A private putting green invites you to practice your short game, while the spa offers the perfect place to relax and unwind. The covered outdoor lounge provides a comfortable retreat for morning coffee, afternoon relaxation, or watching your favorite shows while enjoying the beautiful surroundings. From the front lounging area, panoramic sunset views create a spectacular backdrop as the sky comes alive in brilliant colors. A truly distinctive property, this one-of-a-kind home offers an exceptional combination of refined interiors, resort-style outdoor living, expansive golf course views, and inviting spaces designed to be enjoyed year-round. About Santaluz Santaluz is recognized as one of the nation’s premier private golf and lifestyle communities, spanning an impressive 3,800 acres. Residents enjoy breathtaking views of rolling hills, pristine golf courses, and the Pacific coastline, along with access to miles of scenic hiking and biking trails, parks, and preserved open space. The Santaluz Club (membership available separately) offers a world-class array of amenities, including: * 18-hole championship golf course and expansive practice facility * Luxurious spa and wellness center * Fitness center and yoga studio * Tennis, pickleball, and basketball courts * Three distinct dining venues This is more than a home, it’s a lifestyle. Welcome to the best of Santaluz living.

Mortgage Calculator

Est. Monthly Payment

$26,670

Principal & Interest$21,083
Property Tax$3,795
Insurance$1,107
HOA$685
%($759,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Willow Grove Elementary · grades K-5 · Poway Unified

  • Middle

    Black Mountain Middle · grades 6-8 · Poway Unified

  • High

    Del Norte High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$8,369

15 leases of 4-bed houses within 2 mi · $7,455–$10,167

Monthly Cashflow

Rent − PITIA

-$18,301
Full Cashflow

Incl. vacancy, PM, maint, capex

-$23,388

What would make this work?

$23,388/mo short at 20% down; +$30,374/mo rent closes it.

Break-even price

80% under asking

$749,806
Break-even rent

$30,374/mo above the estimate

$38,743/mo
Cashflow at 35% down
−$19,435/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$21,083
Cap Rate
-0.60%
Cash-on-Cash
-36.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.31

NOI (Annual)
-$22,643
Price-to-Rent

Lower = better for investors

37.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$23,388/mo