7778 Tierra Tesoro
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7778 Tierra Tesoro

D

4S Ranch, CA 92127

$3,799,000
NEW — 0d

Soft Appraisal Value: $3,643,200 · 4.3% above estimate

Beds

5

Baths

5.5

Sqft

4,735

Year Built

2006

Days on Market

0

Property Type

Single Family

HOA/mo

$650

MLS ID

260011236SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

Nestled within the gated community of Santaluz, this exquisitely reimagined property presents a rare opportunity to own a truly turnkey residence. Completely remodeled with impeccable attention to detail, every inch of the home has been thoughtfully curated to create a light-filled, sophisticated living experience. A stunning oversized private courtyard welcomes you upon arrival, setting the tone for the home’s seamless indoor-outdoor elegance. White Oak hardwood flooring flows throughout the residence, while expansive living spaces are designed for both grand entertaining and effortless everyday living. The main residence features four spacious bedrooms, including a private downstairs retreat complete with a bedroom, full bath, and sitting area — ideal for guests or multigenerational living. In addition, a separate attached guest house offers its own private entrance, one bedroom, one bath, and direct access from the courtyard. Flooded with natural light, the oversized living room opens gracefully into the formal dining area and the spectacular chef’s kitchen. Designed with entertaining in mind, the open-concept kitchen and family room showcase custom cabinetry, premium Wolf and Sub-Zero stainless steel appliances, an oversized center island, and an informal dining area. Upstairs, two beautifully remodeled en-suite bedrooms accompany the primary retreat, featuring a private balcony and a spa-inspired bath with a freestanding soaking tub and designer finishes throughout. The serene backyard offers exceptional privacy with expansive grassy areas, an oversized side yard, and ample space to add a pool. This extraordinary home combines timeless elegance, modern luxury, and the coveted lifestyle that only Santaluz can offer. Santaluz offers a world-class 18-hole golf club, sports center, gym, spa and dining (membership required). Close to shopping, restaurants, freeways, and located in the award winning Poway Unified School district.

Mortgage Calculator

Est. Monthly Payment

$24,767

Principal & Interest$19,210
Property Tax$3,799
Insurance$1,108
HOA$650
%($759,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,099
Monthly Cashflow

Rent − PITIA

$-16,668
Full Cashflow

Incl. vacancy, PM, maint, capex

$-21,696

Mortgage (P+I)
$19,210
Cap Rate
-0.79%
Cash-on-Cash
-34.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.33
Break-even Rent
$36,276

NOI (Annual)
$-29,839
Price-to-Rent

Lower = better for investors

39.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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