7778 Starlight Drive

7778 Starlight Drive

Dbottom 20%

La Jolla, CA 92037

$14,350,000
NEW — 1d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

25 licensed short-term rentals within ½ mile (19 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$96,191/mo full cashflow at 20% down, 7.36% rate.

Works at $1,763,267 (88% under asking); even all cash loses money at asking.

Rent $17,500/mo from 35 leases of houses within 1 mi, size-adjusted ($13,791–$30,780).

Beds

9

Baths

11

Sqft

8,867

Year Built

2000

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

26106944

This property is in La Jolla (92037). View neighborhood stats →

About This Property

An Extraordinary Private Estate | Panoramic Ocean Views | Resort-Inspired Luxury Set along one of La Jolla Heights' most desirable residential roads, this extraordinary contemporary estate occupies nearly one flat acre in the prestigious Estates of La Jolla Heights. Offering approximately 8,867 square feet, 9 bedrooms and 11 bathrooms, the residence combines exceptional privacy, breathtaking Pacific Ocean and mountain views, and an exceptional collection of luxury amenities. Extensively remodeled and enhanced by significant recent upgrades, the estate showcases sophisticated architecture, exquisite materials and meticulously considered finishes throughout. Floor-to-ceiling windows flood the interiors with natural light, while thoughtful feng shui principles create a harmonious flow and a wonderful sense of balance and tranquility. A magnificent great room anchors the living spaces, featuring sumptuous suede-leather wallpaper, while the chef's kitchen makes a striking statement with an emerald-green granite feature wall. Imported European stonework, a handsome library and beautifully appointed interiors further elevate the residence. The expansive bedroom suites provide outstanding flexibility for family living, complemented by a separate two-story, one-bedroom guest residence. The grounds deliver a private-resort experience, featuring a sparkling pool and spa, private gym, expansive entertaining areas, a newly installed seven-hole putting green, and a high-tech private tennis court, alongside pickleball and basketball facilities, a sauna and ice bath. Further enhancements include a brand-new roof and beautifully redesigned landscaping. Modern technology is seamlessly integrated throughout, with Lutron lighting controls, Google smart-home integration, security cameras and smart climate control. Refined exterior details include a substantial copper front door, while upgraded drip irrigation supports the meticulously landscaped grounds. Ideally positioned near La Jolla's renowned beaches, top schools, acclaimed restaurants and luxury boutiques, this remarkable estate offers the perfect balance of seclusion and convenience for a family seeking an exceptional coastal lifestyle. 7778 Starlight Drive is a rare expression of sophisticated coastal living, where breathtaking views, distinctive materials, intelligent technology and world-class amenities come together to create a truly distinguished private sanctuary.

Mortgage Calculator

Est. Monthly Payment

$97,708

Principal & Interest$79,172
Property Tax$14,350
Insurance$4,185
%($2,870,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Torrey Pines Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$17,500

35 leases of houses within 1 mi, size-adjusted · $13,791–$30,780

Monthly Cashflow

Rent − PITIA

-$80,207
Full Cashflow

Incl. vacancy, PM, maint, capex

-$96,191

What would make this work?

$96,191/mo short at 20% down; +$124,923/mo rent closes it.

Break-even price

88% under asking

$1,763,267
Break-even rent

$124,923/mo above the estimate

$142,423/mo
Cashflow at 35% down
−$81,346/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$79,172
Cap Rate
-1.35%
Cash-on-Cash
-40.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.18

NOI (Annual)
-$193,720
Price-to-Rent

Lower = better for investors

68.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$96,191/mo