7769 Prospect Place
Dbottom 20%La Jolla, CA 92037
Pass at asking: -$51,270/mo full cashflow at 20% down, 7.43% rate.
Works at $1,319,642 (83% under asking); even all cash loses money at asking.
Rent $13,163/mo from 15 leases of 3–5 bed houses within 0.5 mi ($12,721–$16,114).
Beds
4
Baths
5
Sqft
3,338
Year Built
2002
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026661SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Moments from La Jolla Village, this completely renovated home (2022) combines effortless coastal style with sweeping Pacific views. The light-filled floor plan features custom millwork and high-end designer finishes throughout. At the center of the home, the chef's kitchen is equipped with premium luxury appliances, custom cabinetry, and generous island for cooking and gathering. Take in panoramic ocean and sunset vistas from the private rooftop deck or relax across multiple indoor outdoor entertaining spaces. Steps from world-class dining, boutiques, galleries, and beaches, this turnkey residence delivers the best of Village living.
Mortgage Calculator
Est. Monthly Payment
$54,742
Location
Loading map...
Comparable Properties
5 comps foundThis Property
$13,163
Comp Average
$11,947
8361 Calle Del Cielo
4bd / 5ba · 3,327 sqft · Single Family
$6.95M
Est. $12,027/mo
1553 Copa De Oro Drive
4bd / 4.5ba · 3,370 sqft · Single Family
$5.80M
Est. $11,451/mo
6911 Neptune Pl
4bd / 3.5ba · 2,867 sqft · Single Family
$8.20M
Est. $10,784/mo
2320 Camino Del Collado
3bd / 4ba · 3,160 sqft · Single Family
$6.50M
Est. $10,772/mo
7324 Remley Pl
4bd / 3.5ba · 3,750 sqft · Single Family
$5.95M
Est. $14,703/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 3–5 bed houses within 0.5 mi · $12,721–$16,114
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$51,270/mo short at 20% down; +$66,584/mo rent closes it.
- Break-even price
- $1,319,642
- Break-even rent
- $79,747/mo
- Cashflow at 35% down
- −$42,942/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
83% under asking
$66,584/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator