6911 Neptune Pl
Dbottom 20%La Jolla, CA 92037
One license per person in San Diego: whether you can hold it depends on you, not only the home.
280 licensed short-term rentals within ½ mile (222 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$54,637/mo full cashflow at 20% down, 7.43% rate.
Works at $1,081,195 (87% under asking); even all cash loses money at asking.
Rent $10,784/mo from 15 leases of 3–5 bed houses within 0.5 mi, same school area ($9,411–$14,491).
Beds
4
Baths
3.5
Sqft
2,867
Year Built
2010
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023074SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
Impeccably maintained and thoughtfully updated, this well appointed coastal residence is located directly across from the sand at iconic Wind'N Sea Beach, one of La Jolla’s most sought after stretches of coastline. The home features soaring high ceilings on both the main living level and the upper level, creating a light filled and open atmosphere throughout. Recent improvements include newly installed exterior doors, new balconies, and beautifully updated interior courtyard tile The floor plan offers seamless indoor outdoor flow with multiple outdoor spaces, ideal for both everyday living and entertaining just steps from the beach. Situated in one of the most sought after neighborhoods, this property presents a rare opportunity to own a turnkey home in a premier beachfront setting.
Mortgage Calculator
Est. Monthly Payment
$56,112
Location
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Zoned Schools
Elementary
La Jolla Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$10,784
Comp Average
$12,492
5912 La Jolla Blvd
4bd / 3.5ba · 2,920 sqft · Single Family
$5.50M
Est. $14,039/mo
6662 Avenida La Reina
4bd / 4.5ba · 3,044 sqft · Single Family
$5.47M
Est. $13,045/mo
2320 Camino Del Collado
3bd / 4ba · 3,160 sqft · Single Family
$6.50M
Est. $10,772/mo
1616 Clemson Circle
5bd / 4ba · 3,017 sqft · Single Family
$6.80M
Est. $14,466/mo
8338 La Jolla Shores Dr
4bd / 3.5ba · 2,357 sqft · Single Family
$7.85M
Est. $10,137/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 3–5 bed houses within 0.5 mi, same school area · $9,411–$14,491
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$54,637/mo short at 20% down; +$70,957/mo rent closes it.
- Break-even price
- $1,081,195
- Break-even rent
- $81,741/mo
- Cashflow at 35% down
- −$46,101/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
87% under asking
$70,957/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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