7627 Reposado Dr

7627 Reposado Dr

D

Carlsbad, CA 92009

$1,899,000

Soft Appraisal Value: $1,870,600 · 1.5% above estimate

Beds

5

Baths

3

Sqft

3,064

Year Built

1978

Days on Market

53

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003468SD

Description

3 bedrooms plus TWO ADDITIONAL (unpermitted bedrooms upstairs) offering flexible space for family, guests, or home office! Situated on a peaceful, oversized lot in the desirable Monarch Hill neighborhood of La Costa, this thoughtfully updated property offers a wonderful floorplan with FIRST FLOOR PRIMARY and NO HOA! Step inside to fresh interior paint and new carpeting that enhance the home’s light, open feel. The formal living and dining room flows seamlessly into a separate family room anchored by a charming brick fireplace. The kitchen is well-appointed with stainless steel appliances, including a newer dishwasher, refrigerator, and gas range, along with recessed lighting, modern hardware, and a sunny breakfast area. The main level features a downstairs primary suite along with two additional bedrooms, ideal for multi-generational living or work-from-home flexibility. The primary retreat includes sliders to the lush backyard and a spacious bathroom with soaking tub, separate shower, vanity, and a double-sink island. A dedicated laundry room completes the lower level. Upstairs, you’ll find two additional bonus rooms (currently used as BRs) and a large loft with a view balcony and powered skylights—perfect as a media room, playroom, or private retreat! The expansive backyard offers a tranquil setting with mature landscaping, new sod, ample patio space, a firepit, and fruit trees, including lime, lemon, fig, pomegranate, almond, banana, and blackberry bushes. A new Wi-Fi–enabled irrigation controller for the six-station system can be easily managed from anywhere. See supp. Newer tankless water heater, owned 24-panel solar system, Bluetooth-wired speakers in the family and living rooms. 3-car garage equipped with a Tesla Powerwall, Level 2 EV charger, Tailwind Wi-Fi garage door openers, and a temperature-controlled attic fan. Located in an exceptional location within the highly regarded Encinitas Union Elementary and San Dieguito Union High School districts, and close to fantastic, dining, shopping and beaches!

Mortgage Calculator

Est. Monthly Payment

$12,055

Principal & Interest$9,602
Property Tax$1,899
Insurance$554
%($379,800)
%

Investment Score

3D
Est. Monthly Rent
$7,402
Monthly Cashflow

Rent − PITIA

$-4,653
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,938

Mortgage (P+I)
$9,602
Cap Rate
1.05%
Cash-on-Cash
-25.08%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$17,712

NOI (Annual)
$19,968
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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