7627 Reposado Dr

7627 Reposado Dr

D

Carlsbad, CA 92009

$1,949,000
NEW — 7d on market

Beds

5

Baths

3

Sqft

3,064

Year Built

1978

Days on Market

7

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003468SD

Description

Situated on a peaceful, oversized lot in the desirable Monarch Hill neighborhood of La Costa, this thoughtfully updated property offers a wonderful floorplan with FIRST FLOOR PRIMARY and NO HOA! Step inside to fresh interior paint and new carpeting that enhance the home’s light, open feel. The formal living and dining room flows seamlessly into a separate family room anchored by a charming brick fireplace. The kitchen is well-appointed with stainless steel appliances, including a newer dishwasher, refrigerator, and gas range, along with recessed lighting, modern hardware, and a sunny breakfast area. The main level features a downstairs primary suite along with two additional bedrooms, ideal for multi-generational living or work-from-home flexibility. The primary retreat includes sliders to the lush backyard and a spacious bathroom with soaking tub, separate shower, vanity, and a double-sink island. A dedicated laundry room completes the lower level. Upstairs, you’ll find two additional bedrooms and a large bonus room with a view balcony and powered skylights—perfect as a media room, playroom, or private retreat! The expansive backyard offers a tranquil setting with mature landscaping, new sod, ample patio space, a firepit, and numerous fruit trees, including lime, lemon, fig, pomegranate, almond, banana, and blackberry bushes. A new Wi-Fi–enabled irrigation controller for the six-station system can be easily managed from anywhere. Newer tankless water heater, owned 24-panel solar system, Bluetooth-wired speakers in the family and living rooms. See supp. 3-car garage equipped with a Tesla Powerwall, Level 2 EV charger, Tailwind Wi-Fi garage door openers, and a temperature-controlled attic fan. Located in an exceptional location within the highly regarded Encinitas Union Elementary and San Dieguito Union High School districts, and close to fantastic, dining, shopping and beaches!

Mortgage Calculator

Est. Monthly Payment

$12,373

Principal & Interest$9,855
Property Tax$1,949
Insurance$568
%($389,800)
%

Investment Score

2D
Est. Monthly Rent

Zillow Rent Zestimate

$6,696
Monthly Cashflow
$-8,840

Mortgage (P+I)
$9,855
Cap Rate
0.62%
Cash-on-Cash
-27.22%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$15,001

NOI (Annual)
$12,177
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

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