7004 Vista Olas

7004 Vista Olas

D

Carlsbad, CA 92009

$1,425,000
NEW — 4d on market

Soft Appraisal Value: $1,405,900 · 1.4% above estimate

Beds

5

Baths

3

Sqft

2,372

Year Built

1991

Days on Market

4

Property Type

Single Family

HOA/mo

$175

MLS ID

NDP2603117

Description

Don’t miss this beautifully upgraded 5-bedroom, 3-bath home in the highly sought-after Alga Hills community, offering space, style, and a prime North County location. Thoughtful floor plan includes a main-level bedroom and full bath—ideal for guests or multi-generational living. Light-filled interior with soaring ceilings and luxury vinyl plank flooring throughout much of the home. Remodeled kitchen features quartz countertops, a large center island with eat-at bar, high-end appliances, abundant cabinetry, and a pass-through window to the backyard—perfect for entertaining. The owner has completed many upgrades within the last five years, enhancing both style and functionality. Inviting family room with fireplace and custom tiled accent wall. Spacious primary bedroom features a large walk-in closet. Front bedroom includes an extra space created from converted attic area—ideal for play area or storage. Enjoy a large, private wraparound yard with patio, lawn, shed, and lush landscaping. Additional highlights include owned solar, A/C, low HOA, and no Mello-Roos. Community amenities include pool and spa. Conveniently located near top-rated schools, parks, shopping, and just minutes to the beach. Room dimensions and sizes are approximate. Buyer to verify all MLS data and information before the close of escrow. Seller to select services.

Mortgage Calculator

Est. Monthly Payment

$9,221

Principal & Interest$7,206
Property Tax$1,425
Insurance$416
HOA$175
%($285,000)
%

Investment Score

4D
Est. Monthly Rent
$6,129
Monthly Cashflow

Rent − PITIA

$-3,093
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,690

Mortgage (P+I)
$7,206
Cap Rate
1.28%
Cash-on-Cash
-23.96%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$13,518

NOI (Annual)
$18,190
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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