6433 La Paloma St

6433 La Paloma St

D

Carlsbad, CA 92009

$1,699,000

Soft Appraisal Value: $1,664,200 · 2.1% above estimate

Beds

4

Baths

3

Sqft

2,618

Year Built

1978

Days on Market

22

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005276SD

Description

Situated within one of Carlsbad’s most desirable La Costa neighborhoods, this beautifully upgraded residence offers a rare blend of thoughtful design, timeless finishes, and exceptional indoor-outdoor living. The home welcomes you with striking curb appeal enhanced by mature landscaping, new exterior lighting, a stone-accented façade, custom retaining walls, upgraded fencing, and an inviting covered entry. Inside, refined architectural details create a warm yet elevated atmosphere, including faux wood beams, stacked stone and WPC accent walls, upgraded staircase and treads, plantation shutters, and luxury vinyl plank flooring throughout. The chef’s kitchen serves as the heart of the home, showcasing rich cherry wood cabinetry, marble countertops, a generous island with breakfast bar seating, stainless steel appliances, designer tile backsplash, mural tile wine rack, touchless faucet, and stylish new lighting fixtures including chandeliers in the foyer and dining room. Expansive new windows and French doors fill the home with natural light while seamlessly connecting indoor spaces to the outdoors. Designed for both comfort and entertaining, the property features an impressive approximately 400-square-foot sunroom with a four-panel slider that opens to the beautifully landscaped backyard retreat. Enjoy evenings beside the outdoor fireplace, surrounded by lush greenery, rock features, raised garden beds, and fruit trees including pomegranate, lemon, lime, banana, and loquat. Artificial turf and upgraded irrigation provide easy maintenance while maximizing outdoor enjoyment. The versatile floor plan offers two spacious primary suites with double closets, custom closet systems throughout, and three beautifully updated bathrooms with new glass enclosures. Additional upgrades include plantation shutters, new interior doors and hardware, floor-to-ceiling cabinetry upstairs, a soft water system, a new water heater (2023), and a brand-new roof with a 20-year warranty (2024). Ideally located near top-rated schools, golf, beaches, shopping, and dining, this exceptional La Costa residence delivers a lifestyle defined by comfort, quality, and coastal sophistication.

Mortgage Calculator

Est. Monthly Payment

$10,786

Principal & Interest$8,591
Property Tax$1,699
Insurance$496
%($339,800)
%

Investment Score

2D
Est. Monthly Rent
$6,164
Monthly Cashflow

Rent − PITI − HOA

$-4,622
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,456

Mortgage (P+I)
$8,591
Cap Rate
0.80%
Cash-on-Cash
-26.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$15,847

NOI (Annual)
$13,625
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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