7432 Ledgewood

7432 Ledgewood

Btop 30%

San Diego, CA 92114

$800,000
NEW — 0d

Pass at asking: -$2,992/mo full cashflow at 20% down, 7.49% rate.

Works at $412,118 (48% under asking), or at 74% down.

Rent $4,128/mo from 19 leases of 3–5 bed houses within 2 mi ($3,962–$4,200).

Beds

4

Baths

2

Sqft

1,475

Year Built

1986

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

SW26235607

This property is in San Diego (92114). Browse neighborhood analytics →

About This Property

Freshly remodeled, south-facing, thoughtfully designed, and a view that steals the show! Tucked away on a quiet street in the Bay Terrace community, this beautifully renovated 4-bedroom home offers the perfect blend of modern style, comfort, and everyday convenience. Step inside and discover a transformation where no detail was overlooked. From the gorgeous new flooring and cabinetry to the completely remodeled Kitchen and bathrooms, every space has been refreshed with care and attention to detail. But the real showstopper? The breathtaking canyon and city views, where rolling hills, natural scenery, and neighborhood lights create a stunning backdrop. And when the Fourth of July rolls around, imagine enjoying fireworks lighting up the night sky right from the comfort of home on your back deck! With its welcoming neighborhood atmosphere and convenient access to shopping, dining, and everyday essentials, this home offers so much more than beautiful finishes. Refrigerator, washer, and dryer included. Everything has been done. All that's left is to move in and make it yours!

Mortgage Calculator

Est. Monthly Payment

$5,504

Principal & Interest$4,471
Property Tax$800
Insurance$233
%($160,000)
%
Loan Term

Location

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Investment Score

47B
Est. Monthly Rent
$4,128

19 leases of 3–5 bed houses within 2 mi · $3,962–$4,200

Blended 50/50 with the zip's market median ($4,202)

Monthly Cashflow

Rent − PITIA

-$1,376
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,992

What would make this work?

$2,992/mo short at 20% down; 74% down or +$3,885/mo rent closes it.

Break-even price

48% under asking

$412,118
Break-even rent

$3,885/mo above the estimate

$8,013/mo
Cashflow at 35% down
−$2,153/mo
Down payment to break even

$592,000 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,471
Cap Rate
2.53%
Cash-on-Cash
-22.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.75

NOI (Annual)
$20,224
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,992/mo