7432 Ledgewood
Btop 30%San Diego, CA 92114
Pass at asking: -$2,992/mo full cashflow at 20% down, 7.49% rate.
Works at $412,118 (48% under asking), or at 74% down.
Rent $4,128/mo from 19 leases of 3–5 bed houses within 2 mi ($3,962–$4,200).
Beds
4
Baths
2
Sqft
1,475
Year Built
1986
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
SW26235607
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Freshly remodeled, south-facing, thoughtfully designed, and a view that steals the show! Tucked away on a quiet street in the Bay Terrace community, this beautifully renovated 4-bedroom home offers the perfect blend of modern style, comfort, and everyday convenience. Step inside and discover a transformation where no detail was overlooked. From the gorgeous new flooring and cabinetry to the completely remodeled Kitchen and bathrooms, every space has been refreshed with care and attention to detail. But the real showstopper? The breathtaking canyon and city views, where rolling hills, natural scenery, and neighborhood lights create a stunning backdrop. And when the Fourth of July rolls around, imagine enjoying fireworks lighting up the night sky right from the comfort of home on your back deck! With its welcoming neighborhood atmosphere and convenient access to shopping, dining, and everyday essentials, this home offers so much more than beautiful finishes. Refrigerator, washer, and dryer included. Everything has been done. All that's left is to move in and make it yours!
Mortgage Calculator
Est. Monthly Payment
$5,504
Location
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Comparable Properties
5 comps foundThis Property
$4,128
Comp Average
$3,945
192 Latimer
3bd / 2ba · 1,516 sqft · Single Family
$760K
Est. $4,065/mo
240 Ledgewood Ln
4bd / 1.5ba · 1,544 sqft · Single Family
$770K
Est. $4,075/mo
405 61st Street
3bd / 3ba · 1,400 sqft · Single Family
$700K
Est. $3,695/mo

7977 Pala St.
4bd / 2ba · 1,563 sqft · Single Family
$790K
Est. $4,120/mo
1270 Valencia Pkwy
4bd / 2ba · 1,290 sqft · Single Family
$850K
Est. $3,771/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
19 leases of 3–5 bed houses within 2 mi · $3,962–$4,200
Blended 50/50 with the zip's market median ($4,202)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,992/mo short at 20% down; 74% down or +$3,885/mo rent closes it.
- Break-even price
- $412,118
- Break-even rent
- $8,013/mo
- Cashflow at 35% down
- −$2,153/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
48% under asking
$3,885/mo above the estimate
$592,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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