7556 Pepita Way
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7556 Pepita Way

D

La Jolla, CA 92037

$3,995,000
NEW — 0d

Soft Appraisal Value: $3,785,000 · 5.5% above estimate

Beds

3

Baths

2.5

Sqft

2,186

Year Built

1985

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605243

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

For the first time ever, one of La Jolla's most coveted addresses is available. And it's easy to see why it has never changed hands before now: Perched on a promontory at a gentle curve on Pepita, this modern in-village home commands sweeping, unobstructed views and territorial vistas that stretch more than 180 degrees! Watch evening lights flicker to life over the hillsides. Marvel at white water ocean views that shift with the tide. End every day with sunsets that simply don't get old. The home itself is a well-constructed two-story with high ceilings, a minimalistic aesthetic, and a layout that moves effortlessly from room to room. A charming entry courtyard sets the tone, while a generous back deck puts you front and center for all that the view has to offer. One bedroom is tucked conveniently downstairs; two more, including a spacious primary suite, are upstairs. Pepita is one of La Jolla's most beloved streets for a reason. It delivers something rare: genuine quiet and privacy, walkability to the village, and the Pacific Ocean views. The large lot, running all the way from Pepita down to Mar Avenue, opens the door to real possibility. Move right in and enjoy it exactly as it is, add your own personal touches, or envision something entirely new - the canvas here is exceptional. Properties like this rarely become available.

Mortgage Calculator

Est. Monthly Payment

$25,361

Principal & Interest$20,201
Property Tax$3,995
Insurance$1,165
%($799,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,198
Monthly Cashflow

Rent − PITIA

$-18,163
Full Cashflow

Incl. vacancy, PM, maint, capex

$-23,148

Mortgage (P+I)
$20,201
Cap Rate
-0.89%
Cash-on-Cash
-34.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.28
Break-even Rent
$37,260

NOI (Annual)
$-35,360
Price-to-Rent

Lower = better for investors

46.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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