
7160 Caminito Pepino
Dbottom 20%La Jolla, CA 92037
16 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 8, 2026.
None of the 48 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$18,185/mo full cashflow at 20% down, 7.43% rate.
Works at $631,364 (79% under asking); even all cash loses money at asking.
Rent $7,187/mo from 14 leases of 3-bed houses within 1 mi ($6,566–$11,247).
Beds
3
Baths
2
Sqft
1,950
Year Built
1977
Days on Market
16
Property Type
Single Family
HOA/mo
$685
MLS ID
260022635SD
This property is in La Jolla (92037). View neighborhood stats →
About This Property
(PREVIOUS VALUE RANGE $2,995,000-$3,595,000) VIEWS, VIEWS, VIEWS! QUIETEST property on the market! Ocean, Golf Course & Coast views to the North and South! Set in an exceptional position within the coveted La Jolla Summit community, this beautifully refreshed residence captures sweeping ocean views with a remarkable sense of privacy. Community-owned land directly in front of the property cannot be built upon, preserving the open outlook, while the home’s position extends beyond the neighboring residences to create an unusually private setting. Freshly upgraded with a thoughtful collection of high-impact improvements! Recent enhancements include brand-new white oak flooring, beautifully finished microcement bathrooms with new hardware, a sophisticated reappointed color palette, fresh interior paint, new sinks, an upgraded bar, enhanced outdoor living spaces, new epoxy-fleck garage flooring, and new lawns in both the front and rear. Inside, classic architecture meets a fresh, contemporary aesthetic, with soaring ceilings, expansive windows, abundant natural light, and an ideal floor plan designed to take full advantage of the views and indoor-outdoor Southern California lifestyle. Residents of La Jolla Summit enjoy an exceptional collection of community amenities, including an upgraded clubhouse, two pools—including a dedicated adult pool—spa, sauna, fully equipped fitness center, basketball and sand volleyball courts, and wonderful spaces for entertaining. This move-in-ready home combines panoramic views, exceptional privacy, extensive recent upgrades, and a superb La Jolla location with convenient access to the Village, beaches, shopping, dining, and freeways. *Fast Freeway Access! Agent Interest
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Est. Monthly Payment
$21,219
Location
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Zoned Schools
Elementary
La Jolla Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$7,187
Comp Average
$8,207
1044 Avenida Amantea
4bd / 2ba · 2,010 sqft · Single Family
$2.89M
Est. $8,611/mo
7446 Draper Ave
3bd / 2.5ba · 2,137 sqft · Single Family
$2.90M
Est. $8,478/mo

5628 Linda Rosa
3bd / 3ba · 1,783 sqft · Single Family
$2.69M
Est. $7,672/mo
5943 La Jolla Corona Drive
3bd / 2ba · 1,922 sqft · Single Family
$3.25M
Est. $8,830/mo

6381 Castejon
3bd / 2ba · 1,950 sqft · Single Family
$3.00M
Est. $7,443/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 3-bed houses within 1 mi · $6,566–$11,247
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$18,185/mo short at 20% down; +$23,617/mo rent closes it.
- Break-even price
- $631,364
- Break-even rent
- $30,804/mo
- Cashflow at 35% down
- −$15,061/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
79% under asking
$23,617/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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