7520 Draper Ave

7520 Draper Ave

D

La Jolla, CA 92037

$2,399,000

Beds

3

Baths

3.5

Sqft

2,242

Year Built

2007

Days on Market

13

Property Type

Condo

HOA/mo

$489

MLS ID

260003913SD

Description

Elegant townhome located in the sought-after La Jolla Village, just a short walk from Bishops, Windansea Beach, The Cove, Prospect and Girard, the library, recreation center, parks, tennis courts, gyms, restaurants, shops, and entertainment. This home features a private elevator servicing all levels, a private 3-car garage, and three secluded patios. The entire third floor is dedicated to a luxurious master suite with a fireplace and balcony, 2 junior suites with their own ensuite bathrooms on 2nd floor. Fully paid solar panels. Sustainable and Convenient: Enjoy lower energy bills with newer owned solar panels and a Tesla charger already installed—perfect for eco-conscious living. Post-Beach Comfort: After a refreshing day at the beach, rinse off with the hot water shower in the garage—ideal for sandy feet and salty skin.

Mortgage Calculator

Est. Monthly Payment

$15,718

Principal & Interest$12,131
Property Tax$2,399
Insurance$700
HOA$489
%($479,800)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$8,059
Monthly Cashflow

Rent − PITI − HOA

$-7,660
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,512

Mortgage (P+I)
$12,131
Cap Rate
0.31%
Cash-on-Cash
-19.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$15,719

NOI (Annual)
$7,419
Price-to-Rent

Lower = better for investors

24.8

* Defaults: 20% down, 6.5% rate, 30yr.

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