5576 Caminito Herminia

5576 Caminito Herminia

D

La Jolla, CA 92037

$1,649,000

Beds

3

Baths

2.5

Sqft

2,080

Year Built

1971

Days on Market

13

Property Type

Townhouse

HOA/mo

$1,555

MLS ID

260003929SD

View on MLS

Description

You’re welcomed by an impressive mezzanine and grand living room featuring beautiful luxury vinyl plank flooring, a stylish bar island, and a cozy fireplace that opens to a tranquil, greenscape patio — perfect for relaxing or entertaining. The newly renovated and expanded kitchen is designed for culinary inspiration, complete with a spacious center island, walk-in pantry, custom cabinetry, granite countertops and backsplash, and new windows and sliders throughout that fill the home with natural light. The large primary suite offers dual closets and a private balcony with peek ocean and landscape views — your own peaceful retreat.

Mortgage Calculator

Est. Monthly Payment

$12,023

Principal & Interest$8,338
Property Tax$1,649
Insurance$481
HOA$1,555
%($329,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,968
Monthly Cashflow

Rent − PITI − HOA

$-6,055
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,802

Mortgage (P+I)
$8,338
Cap Rate
-0.34%
Cash-on-Cash
-22.03%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$12,023

NOI (Annual)
$-5,566
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator