5576 Caminito Herminia
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5576 Caminito Herminia

D

La Jolla, CA 92037

$1,619,000

Soft Appraisal Value: $1,568,700 · 3.2% above estimate

Beds

3

Baths

2.5

Sqft

2,080

Year Built

1971

Days on Market

58

Property Type

Townhouse

HOA/mo

$1,555

MLS ID

260003929SD

This property is in La Jolla (92037). View neighborhood stats →

Virtual Tour

About This Property

You’re welcomed by an impressive mezzanine and grand living room featuring beautiful luxury vinyl plank flooring, a stylish bar island, and a cozy fireplace that opens to a tranquil, greenscape patio — perfect for relaxing or entertaining. The newly renovated and expanded kitchen is designed for culinary inspiration, complete with a spacious center island, walk-in pantry, custom cabinetry, granite countertops and backsplash, and new windows and sliders throughout that fill the home with natural light. The large primary suite offers dual closets and a private balcony with peek ocean and landscape views — your own peaceful retreat.

Mortgage Calculator

Est. Monthly Payment

$11,833

Principal & Interest$8,187
Property Tax$1,619
Insurance$472
HOA$1,555
%($323,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$6,959
Monthly Cashflow

Rent − PITIA

$-4,874
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,823

Mortgage (P+I)
$8,187
Cap Rate
0.27%
Cash-on-Cash
-28.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$17,119

NOI (Annual)
$4,359
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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