745 Black Hawk Circle
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745 Black Hawk Circle

C

Vista, CA 92081

$1,099,000
NEW — 0d

Soft Appraisal Value: $1,080,900 · 1.7% above estimate

Beds

3

Baths

2

Sqft

1,610

Year Built

1979

Days on Market

0

Property Type

Single Family

HOA/mo

$199

MLS ID

NDP2606260

This property is in Vista (92081). View neighborhood stats →

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About This Property

Tucked away at the end of a quiet cul-de-sac in the highly desirable Carriage Hills community, this beautifully upgraded single-story residence offers an exceptional opportunity. Featuring 3 bedrooms, 2 bathrooms, and 1,610 square feet of thoughtfully designed living space, the home is situated on an expansive private lot with a newly completed driveway providing ample space large enough for boat and RV parking. The backyard serves as a true private retreat, thoughtfully designed for relaxation and entertaining. Newly poured concrete surrounds a premier refinished pebble-finish pool with a tranquil waterfall, creating a serene resort-style setting that can be enjoyed year-round. With its sense of privacy and inviting outdoor atmosphere, this space is ideal for poolside gatherings, quiet evenings, and effortless indoor-outdoor living. You will notice how much insulation you have between you and your neighbors. Inside, the home welcomes you with vaulted ceilings in the living room and a wall of sliding glass doors that fill the space with natural light while enhancing the open, airy feel. The interior has been tastefully updated with new luxury vinyl plank flooring, quartz countertops and updated stainless steel appliances in the kitchen. The primary bedroom features vaulted ceilings, walk-in closet and additional closet space, and the primary bathroom is upgraded, further adding to the home’s spacious and elevated ambiance. Additional improvements include paid-off solar and a newly finished epoxy garage floor, providing both everyday convenience and long-term value. Ideally located approximately 15 minutes from the beach, this Carriage Hills residence offers the privacy of a cul-de-sac setting while remaining close to coastal amenities, shopping, dining, and all that North County has to offer.

Mortgage Calculator

Est. Monthly Payment

$7,176

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$199
%($219,800)
%

Location

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Investment Score

21D
Est. Monthly Rent
$4,881
Monthly Cashflow

Rent − PITIA

$-2,295
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,334

Mortgage (P+I)
$5,557
Cap Rate
1.34%
Cash-on-Cash
-23.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$10,509

NOI (Annual)
$14,682
Price-to-Rent

Lower = better for investors

18.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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