7405 Charmant #2110
Btop 30%San Diego, CA 92122
20 licensed short-term rentals within ½ mile (12 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 56-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,462/mo full cashflow at 20% down, 7.43% rate.
Works at $218,325 (59% under asking), or at 86% down.
Rent $2,795/mo from 1 lease in this building.
Beds
1
Baths
1
Sqft
704
Year Built
1987
Days on Market
0
Property Type
Condo
HOA/mo
$475
MLS ID
260026419SD
This property is in San Diego (92122). View neighborhood stats →
About This Property
Enjoy coastal living in this upper-level La Jolla residence, featuring views of both sunrises and sunsets. The home offers new shutters throughout, indoor laundry hookups, and additional attic storage. The community features two swimming pools, two hot tubs, a fitness center, sauna, and a beautiful expansive park with walking trails throughout. Conveniently located within walking distance of the trolley, UCSD, and UTC. Parking includes one assigned space in the underground covered garage, conveniently located near the stairs to the unit, plus one permitted parking space.
Mortgage Calculator
Est. Monthly Payment
$4,166
Location
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Zoned Schools
Elementary
Doyle Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,795
Comp Average
$2,577
8308 Regents Rd
1bd / 1ba · 687 sqft · Condo
$405K
Est. $2,574/mo
8324 Regents Road
1bd / 1ba · 768 sqft · Condo
$453K
Est. $2,680/mo
7150 Shoreline Dr
1bd / 1ba · 597 sqft · Condo
$480K
Est. $2,592/mo
8328 Regents Rd
1bd / 1ba · 706 sqft · Condo
$479K
Est. $2,425/mo
7575 Charmant Drive
1bd / 1ba · 704 sqft · Condo
$549K
Est. $2,616/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,462/mo short at 20% down; 86% down or +$3,198/mo rent closes it.
- Break-even price
- $218,325
- Break-even rent
- $5,993/mo
- Cashflow at 35% down
- −$1,901/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$3,198/mo above the estimate
$463,540 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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