7405 Charmant

7405 Charmant

D

San Diego, CA 92122

$675,000

Soft Appraisal Value: $634,700 · 6.3% above estimate

Beds

2

Baths

2

Sqft

934

Year Built

1987

Days on Market

24

Property Type

Condo

HOA/mo

$505

MLS ID

260005019SD

View on MLS

Description

Welcome to the Verano, one of La Jolla Colony's desirable communities. This upscale, upstairs unit perfectly balances convenience and comfort. Features a spacious two-bedroom layout with sleek stainless-steel appliances, granite countertops, elegant cabinetry and a private patio with view of greenbelt. The Verano community offers resort-style amenities, including beautifully landscaped grounds, sparkling pools, relaxing spas, a fully equipped fitness center, and a cybercafé with dedicated workspaces. Just a short stroll away, you'll find an array of dining and shopping options. Plus, a nearby park, a dog-friendly area, and scenic walking trails make this the ideal spot for both. relaxation and outdoor adventure. In the heart of the La Jolla Colony Community, this home is convenient to everything. Close to UCSD, the I-5 freeway, La Jolla beaches, shopping, dining, entertainment and much more

Mortgage Calculator

Est. Monthly Payment

$4,790

Principal & Interest$3,413
Property Tax$675
Insurance$197
HOA$505
%($135,000)
%

Investment Score

2D
Est. Monthly Rent
$2,953
Monthly Cashflow

Rent − PITI − HOA

$-1,837
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,079

Mortgage (P+I)
$3,413
Cap Rate
0.59%
Cash-on-Cash
-27.37%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$6,952

NOI (Annual)
$4,012
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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