7405 Charmant Dr
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7405 Charmant Dr #1915

B

San Diego, CA 92122

$665,000

Soft Appraisal Value: $651,400 · 2.1% above estimate

Beds

2

Baths

2

Sqft

1,037

Year Built

1987

Days on Market

10

Property Type

Condo

HOA/mo

$505

MLS ID

260014748SD

This property is in San Diego (92122). View neighborhood stats →

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About This Property

Welcome to Verano at UTC! This beautifully maintained 2-bedroom, 2-bath condo offers 1,037 sq ft of comfortable living space in one of San Diego's most sought-after communities. The open floor plan features a spacious living area, abundant natural light, in-unit laundry, and a private balcony perfect for relaxing. The kitchen flows seamlessly into the dining and living areas, making it ideal for everyday living and entertaining. Residents enjoy resort-style amenities including a pool, spa, fitness center, and beautifully maintained grounds. Conveniently located near UC San Diego, Westfield UTC, La Jolla, major freeways, beaches, shopping, dining, and top employers. Excellent opportunity for owner-occupants, investors, or those seeking a low-maintenance lifestyle in the heart of University City.

Mortgage Calculator

Est. Monthly Payment

$4,727

Principal & Interest$3,363
Property Tax$665
Insurance$194
HOA$505
%($133,000)
%

Location

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Investment Score

33C
Est. Monthly Rent
$3,249
Monthly Cashflow

Rent − PITIA

$-1,478
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,779

Mortgage (P+I)
$3,363
Cap Rate
1.05%
Cash-on-Cash
-25.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$6,858

NOI (Annual)
$7,003
Price-to-Rent

Lower = better for investors

17.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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