7405 Charmant Dr San Diego

7405 Charmant Dr San Diego

D

, CA 92122

$649,000

Beds

2

Baths

2

Sqft

934

Year Built

1987

Days on Market

11

Property Type

Condo

HOA/mo

$505

MLS ID

260004154SD

View on MLS

Description

Beautifully updated 2 Bedroom, 2 Bath condo in Verano! Custom paint in a neutral palette will complement any décor. This unit features a convenient laundry closet with a full-sized washer and dryer. Highlights include laminate flooring in the living room, new carpet in the bedrooms, and recently updated bathrooms. The community amenities are well worth the HOA fee, including 2 swimming pools, saunas, and a 24-hour gym for your convenience. This location is ideal for UCSD students and is close to hospitals, shopping, and restaurants. There is underground gated parking with 2 designated spots. Close to UCSD, the I-5 freeway, La Jolla beaches, shopping, dining, entertainment, and much more

Mortgage Calculator

Est. Monthly Payment

$4,625

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$505
%($129,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$2,390
Monthly Cashflow

Rent − PITI − HOA

$-2,235
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,325

Mortgage (P+I)
$3,282
Cap Rate
-0.08%
Cash-on-Cash
-20.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$4,625

NOI (Annual)
$-522
Price-to-Rent

Lower = better for investors

22.6

* Defaults: 20% down, 6.5% rate, 30yr.

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