7402 Cadencia St
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7402 Cadencia St

Dbottom 20%

Carlsbad, CA 92009Neighborhood: Rancho La Costa

$4,499,000
STR closed · outside Carlsbad's Coastal Zone

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$25,294/mo full cashflow at 20% down, 7.43% rate.

Works at $1,205,619 (73% under asking); even all cash loses money at asking.

Rent $12,026/mo from 15 leases of 5–7 bed houses within 2 mi ($10,339–$14,506).

Beds

6

Baths

6

Sqft

6,359

Year Built

1993

Days on Market

95

Property Type

Single Family

HOA/mo

N/A

MLS ID

260019416SD

This property is in Carlsbad (92009). View neighborhood stats →

Virtual Tour

About This Property

SPECTACULAR OCEAN VIEWS !! Newly remodeled Villa, positioned on almost an acre, within one of Carlsbad’s La Costa, luxury premier seaside communities. Showcasing sweeping views that stretch across the Pacific Ocean,The high location of the home, allows enjoyable panoramic views from every room, and the privilege of a safe distance from the coast line with sunny days. Recently redesigned with a refined contemporary aesthetic, the residence features expansive open-concept living spaces enhanced by oversized picture windows that fill the interiors with natural light while framing the spectacular surroundings. Seamless transitions between indoor and outdoor areas create an ideal setting for entertaining or relaxing year-round. The gourmet kitchen is thoughtfully appointed with top-tier appliances, custom-crafted cabinetry, generous preparation space, and an inviting layout perfect for gatherings. The owner’s suite offers a peaceful sanctuary complete with stunning water views, spa-style comforts, and convenient access to private outdoor terraces. Designed for both privacy and enjoyment, the beautifully maintained grounds include multiple patios, balconies, and outdoor entertaining spaces where you can take in refreshing coastal breezes and unforgettable sunset views. Ideally located close to sandy beaches, renowned golf courses, scenic hiking and cycling trails, highly regarded schools, upscale shopping, and an outstanding selection of restaurants, this extraordinary property combines an exclusive setting with convenient access to everything Carlsbad has to offer. Carlsbad, California, is highly ranked for its quality of life, frequently cited as having top-tier public schools (#2 in America) and being a top city to raise a family (#12 in America). Renowned for its coastal, master-planned suburban atmosphere, it is often ranked as one of California's wealthiest cities and is a major hub for tourism and the golf industry. Top Rankings for Carlsbad, CA: Public Education: Ranked #2 in America for public schools. Family Living: Ranked #12 best city to raise a family in America. Retirement: Ranked #13 best city to retire in America. Economy & Wealth: Cited as the 5th wealthiest city in California. Lifestyle: Known as the "Golf Capital of the World" and features popular destinations like LEGOLAND California. Regional Comparison (2026): Vs. Encinitas: Carlsbad is often preferred for newer housing developments, while Encinitas is chosen for a more bohemian, walkable beach town feel. Vs. Oceanside: Carlsbad is recognized for its "polished" master-planned environment, whereas Oceanside offers a "looser" vibe and lower price points. Key Schools: Carlsbad High School: Ranked among the top public high schools in San Diego and California, particularly for athletics and STEM. Carlsbad is home to some of the largest Fortune 500 companies. Some of the best and accessible beaches in San Diego . It has become one of the best bike friendly cities in the country. The diversity of local restaurants is amazing! One of the largest Police departments due to its strong industrial base keeps citizens safe. A small regional airport for private planes. You would be hard pressed with the beaches and year around weather to find a better place to call home! The lagoon helps maintain a clear consistent year around ocean view.

Mortgage Calculator

Est. Monthly Payment

$30,805

Principal & Interest$24,994
Property Tax$4,499
Insurance$1,312
%($899,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    La Costa Heights Elementary · grades K-6 · Encinitas Union Elementary

  • Middle

    Oak Crest Middle · grades 7-8 · San Dieguito Union High

  • High

    La Costa Canyon High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Carlsbad's Coastal Zone, where short-term rentals are not allowed. See the rules

Investment Score

1D
Est. Monthly Rent
$12,026

15 leases of 5–7 bed houses within 2 mi · $10,339–$14,506

Monthly Cashflow

Rent − PITIA

-$18,779
Full Cashflow

Incl. vacancy, PM, maint, capex

-$25,294

What would make this work?

$25,294/mo short at 20% down; +$32,849/mo rent closes it.

Break-even price

73% under asking

$1,205,619
Break-even rent

$32,849/mo above the estimate

$44,875/mo
Cashflow at 35% down
−$20,608/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$24,994
Cap Rate
0.08%
Cash-on-Cash
-33.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.39

NOI (Annual)
$3,614
Price-to-Rent

Lower = better for investors

31.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$25,294/mo