7324 El Fuerte Street

7324 El Fuerte Street

Dbottom 20%

Carlsbad, CA 92009

$3,900,000
NEW — 0d

Pass at asking: -$22,300/mo full cashflow at 20% down, 7.43% rate.

Works at $996,383 (74% under asking); even all cash loses money at asking.

Rent $9,939/mo from 29 leases of 4–6 bed houses within 2 mi ($9,048–$11,030).

Beds

5

Baths

3.5

Sqft

6,287

Year Built

1995

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610063

This property is in Carlsbad (92009). View neighborhood stats →

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About This Property

If you’ve dreamed of living minutes from Omni La Costa, with championship golf, a world-class spa, top-rated restaurants, boutique shopping, and Carlsbad’s beaches all close at hand, welcome home. Tucked beyond a long, tree-lined driveway, 7324 El Fuerte pairs the La Costa lifestyle with rare privacy, and every inch has just been reimagined. This five-bedroom, three-and-a-half-bath residence spans approximately 6,200 square feet against a serene wooded backdrop. A light-filled entry with soaring ceilings opens to the living room, where towering windows and the first of five fireplaces set a warm, welcoming tone. A grand staircase rises to an upper walkway connecting the private primary wing with two more bedrooms and a bath. This home was made for gathering. The expansive family room and great room space features exposed wood-beam ceilings, an inviting fireplace, and a full wet bar. New accordion doors fold completely open to the backyard, so the party flows naturally from the bar to the pool deck. The chef’s kitchen has a 48-inch range, a mosaic marble backsplash set in a custom plaster hood, and a walk-in pantry. Outside, the pool and spa sit in a secluded, garden-framed setting made for sunny afternoons with family and evenings under the stars. Then there is the primary suite, your own private resort. Start your morning with coffee in the sitting room, its fireplace glowing and the trees just outside the windows. End the day on your private patio by the outdoor fireplace, glass of wine in hand. In the newly renovated spa bath, you can sink into the soaking tub beneath an oversized window framing the treetops, unwind in your private sauna, then step into the spacious shower. A generous walk-in closet completes the retreat. The upstairs offers a split floorplan, primary suite on one side, and guest rooms on the other. On the main level a handsome wood-paneled office with its own fireplace offers a quiet place to work. On the main level, a guest suite with its own bath, and walk-in closet, and gives visiting family and friends their own space. Every detail is fresh and elevated. The home has new cabinetry throughout, designer paint inside and out, an oversized laundry room, a three-car garage, and an owned 30kW ground-mount solar system. Morning golf, an afternoon by the pool, dinner at the Omni, then home to your own private sanctuary. Welcome Home.

Mortgage Calculator

Est. Monthly Payment

$26,704

Principal & Interest$21,666
Property Tax$3,900
Insurance$1,137
%($780,000)
%
Loan Term

Location

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Investment Score

0D
Est. Monthly Rent
$9,939

29 leases of 4–6 bed houses within 2 mi · $9,048–$11,030

Monthly Cashflow

Rent − PITIA

-$16,764
Full Cashflow

Incl. vacancy, PM, maint, capex

-$22,300

What would make this work?

$22,300/mo short at 20% down; +$28,961/mo rent closes it.

Break-even price

74% under asking

$996,383
Break-even rent

$28,961/mo above the estimate

$38,900/mo
Cashflow at 35% down
−$18,238/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$21,666
Cap Rate
-0.04%
Cash-on-Cash
-34.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.37

NOI (Annual)
-$1,644
Price-to-Rent

Lower = better for investors

32.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$22,300/mo