734 Buena Tierra Way 373

734 Buena Tierra Way 373

Btop 30%

Oceanside, CA 92057Neighborhood: San Luis Rey

$499,900
NEW — 1d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 14, 2026.

Pass at asking: -$2,133/mo full cashflow at 20% down, 7.36% rate.

Works at $220,859 (56% under asking), or at 82% down.

Rent $2,772/mo from 8 leases of 2-bed condos & townhomes within 1 mi ($2,553–$2,820).

Beds

2

Baths

2

Sqft

936

Year Built

1990

Days on Market

1

Property Type

Townhouse

HOA/mo

$447

MLS ID

260027089SD

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Beautifully maintained 2 bedroom, 2 bathroom end-unit townhome with a 1-car garage. Features include an upgraded kitchen with quartz countertops and stainless steel appliances, fresh interior paint, plantation shutters throughout, and a large private fenced patio. Convenient indoor laundry with washer and dryer included. Community amenities include a pool, spa, and recreation center. HOA covers water and trash!

Mortgage Calculator

Est. Monthly Payment

$3,851

Principal & Interest$2,758
Property Tax$500
Insurance$146
HOA$447
%($99,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ivey Ranch Elementary · grades K-5 · Oceanside Unified

  • Middle

    Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

47B
Est. Monthly Rent
$2,772

8 leases of 2-bed condos & townhomes within 1 mi · $2,553–$2,820

Blended 50/50 with the zip's market median ($2,811)

Monthly Cashflow

Rent − PITIA

-$1,079
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,133

What would make this work?

$2,133/mo short at 20% down; 82% down or +$2,770/mo rent closes it.

Break-even price

56% under asking

$220,859
Break-even rent

$2,770/mo above the estimate

$5,542/mo
Cashflow at 35% down
−$1,616/mo
Down payment to break even

$409,918 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,758
Cap Rate
1.83%
Cash-on-Cash
-25.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$9,163
Price-to-Rent

Lower = better for investors

15.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,133/mo