3755 Hickory Way
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3755 Hickory Way

Btop 30%

Oceanside, CA 92057Neighborhood: Oceana

$579,900
NEW — 0d
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 4, 2026.

Pass at asking: -$2,745/mo full cashflow at 20% down, 7.49% rate.

Works at $224,086 (61% under asking), or at 88% down.

Rent $2,891/mo from 15 leases of 2-bed condos & townhomes within 2 mi ($2,626–$3,103).

Beds

2

Baths

2

Sqft

1,050

Year Built

1977

Days on Market

0

Property Type

Townhouse

HOA/mo

$498

MLS ID

260026202SD

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Don't miss seeing the view from this beautifully remodeled 2 bd / 2 ba home located in Oceana East III . This home features 1050 square feet, a new kitchen with stainless steel appliances, a washer and dryer, AC Unit , leased solar with battery backup and a beautful view from the front door. The kithcen has brand new quartz counter tops , new appliances, a pantry and coffee bar nook. Both bathrooms have been updated with new vanities, toilets and the bathtub and shower have been recoated. There are skylights in the bathrooms for natural day light. The low HOA fee covers water, basic cable, trash and sewer, a community pool and spa heater year round, common area BBQ's and a clubhouse. Enjoy the beautiful view each morning drinking you coffee watching the birds flutter from the trees that overlooks the pool and park area. The neighborhood is quiet and tranquil. The garage has one parking space and the carport / patio has another and includes the washer and dryer. This is move in ready, so don't miss out. Buyer to verify all listing information as the information provided are estimates.

Mortgage Calculator

Est. Monthly Payment

$4,488

Principal & Interest$3,241
Property Tax$580
Insurance$169
HOA$498
%($115,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Pablo Tac School of the Arts · grades K-5 · Oceanside Unified

  • Middle

    Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

36B
Est. Monthly Rent
$2,891

15 leases of 2-bed condos & townhomes within 2 mi · $2,626–$3,103

Blended 50/50 with the zip's market median ($2,850)

Monthly Cashflow

Rent − PITIA

-$1,597
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,745

What would make this work?

$2,745/mo short at 20% down; 88% down or +$3,565/mo rent closes it.

Break-even price

61% under asking

$224,086
Break-even rent

$3,565/mo above the estimate

$6,456/mo
Cashflow at 35% down
−$2,137/mo
Down payment to break even

$510,312 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,241
Cap Rate
1.33%
Cash-on-Cash
-28.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$7,686
Price-to-Rent

Lower = better for investors

16.7

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,745/mo