731 Westbrook Loop
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731 Westbrook Loop

C

San Marcos, CA 92078

$1,550,000

Soft Appraisal Value: $1,536,000 · 0.9% above estimate

Beds

5

Baths

4.5

Sqft

3,453

Year Built

2023

Days on Market

91

Property Type

Single Family

HOA/mo

$220

MLS ID

SW26080403

This property is in San Marcos (92078). View neighborhood stats →

About This Property

Less than 1.5 miles from Cal State San Marcos and located within the highly regarded San Marcos Unified School District. This home prioritizes living space over maintenance: minimal upkeep that provides more time and freedom to actually enjoy the home you're in. Sliding doors open onto the covered California Room, creating the ultimate indoor-outdoor entertaining experience year-round. Designed for modern living and multigenerational comfort, this home features a fully appointed private in-law/Next Gen suite with its own separate entrance — equipped with a refrigerator, microwave, sink, and stacked washer and dryer, creating a fully self-sufficient living space ideal for extended family or guests. The main level showcases a spacious open-concept living and dining area with luxury vinyl plank flooring throughout, anchored by a stunning kitchen with quartz countertops, stainless steel appliances, reverse osmosis water filtration, and a spacious walk-in pantry. Upstairs, you'll find four generously sized bedrooms, a dedicated loft perfect as a media room, playroom, or workspace, and a conveniently located upstairs laundry room that makes daily living effortless. The primary suite is a true retreat, complete with a walk-in shower complemented by a spa-like soaking tub. One of the home's most valuable features? Fully owned and paid-off solar — dramatically reducing your energy costs from day one with zero monthly lease obligations. This community features a pool, spa, clubhouse, and dog park just steps away. Enjoy the growing North City development with new dining and retail, and minutes from Highway 78 and the 15 freeway, the location checks every box. With 3,453 square feet of thoughtfully designed living space and a low-maintenance homesite, this is more home, less upkeep, in one of San Marcos' best-positioned communities. Don't miss it!

Mortgage Calculator

Est. Monthly Payment

$10,060

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
HOA$220
%($310,000)
%

Location

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Investment Score

18D
Est. Monthly Rent
$7,310
Monthly Cashflow

Rent − PITIA

$-2,750
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,723

Mortgage (P+I)
$7,838
Cap Rate
1.64%
Cash-on-Cash
-22.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$14,742

NOI (Annual)
$25,380
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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