7245 Decanture Cove
Ctop 80%San Diego, CA 92120
One license per person in San Diego: whether you can hold it depends on you, not only the home.
11 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$4,144/mo full cashflow at 20% down, 7.36% rate.
Works at $432,777 (56% under asking), or at 82% down.
Rent $4,295/mo from 10 leases of 3-bed houses within 2 mi ($3,871–$4,367).
Beds
3
Baths
2
Sqft
1,304
Year Built
1972
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2607305
This property is in San Diego (92120). View neighborhood stats →
About This Property
Welcome to this single-story home in the highly desirable Vista Del Cerro neighborhood. Fantastic corner lot on one of the neighborhood’s peaceful streets in a Cul de sac. This 3-bedroom, 2-bath single-family residence offers a perfect space for everyday living. Recent upgrades include a new HVAC system, water heater and newer metal 50-year roof. This home features upgraded tiles in the kitchen, hallways and dining area along with double pane windows. Enjoy the tranquil outdoor setting with the extended covered patio - perfect for relaxing or hosting. Ideally located near Mission Trails, Lake Murray Community Park, and Cowles Mountain for hiking and outdoor recreation, and just minutes from Dailard Elementary, and Patrick Henry High School. Don’t miss your chance to call this special property home!
Mortgage Calculator
Est. Monthly Payment
$6,639
Location
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Zoned Schools
Elementary
Dailard Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,295
Comp Average
$4,483
7118 Conestoga
3bd / 2ba · 1,402 sqft · Single Family
$995K
Est. $4,533/mo
4625 Glacier Avenue
3bd / 2ba · 1,363 sqft · Single Family
$1.06M
Est. $4,788/mo
7137 Keighley
3bd / 2ba · 1,450 sqft · Single Family
$1.10M
Est. $4,633/mo
6742 Greenbrier Court
3bd / 2ba · 1,297 sqft · Single Family
$1.10M
Est. $4,478/mo
4920 Elsa Rd
3bd / 2ba · 1,390 sqft · Single Family
$1.07M
Est. $3,983/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 3-bed houses within 2 mi · $3,871–$4,367
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,144/mo short at 20% down; 82% down or +$5,381/mo rent closes it.
- Break-even price
- $432,777
- Break-even rent
- $9,676/mo
- Cashflow at 35% down
- −$3,135/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$5,381/mo above the estimate
$799,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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