7137 Keighley
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7137 Keighley

Ctop 80%

San Diego, CA 92120

$1,100,000
NEW — 1d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

10 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$4,839/mo full cashflow at 20% down, 7.36% rate.

Works at $466,823 (58% under asking), or at 84% down.

Rent $4,633/mo from 13 leases of 3-bed houses within 2 mi ($4,016–$4,646).

Beds

3

Baths

2

Sqft

1,450

Year Built

1964

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026890SD

This property is in San Diego (92120). View neighborhood stats →

About This Property

Allied Gardens 3 Bedroom/ 2 Full Bathrooms/ 1,450 Square Feet/ Single Level Home/ 2 Car Garage/ 8,200 Square Foot Lot. Recently Remodeled Home Featuring New Kitchen & Bathrooms, Fresh Paint, New Laminate & Tile Flooring, Numerous New Doors & Closet Doors.

Mortgage Calculator

Est. Monthly Payment

$7,490

Principal & Interest$6,069
Property Tax$1,100
Insurance$321
%($220,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Foster Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

18C
Est. Monthly Rent
$4,633

13 leases of 3-bed houses within 2 mi · $4,016–$4,646

Blended 50/50 with the zip's market median ($4,757)

Monthly Cashflow

Rent − PITIA

-$2,857
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,839

What would make this work?

$4,839/mo short at 20% down; 84% down or +$6,285/mo rent closes it.

Break-even price

58% under asking

$466,823
Break-even rent

$6,285/mo above the estimate

$10,918/mo
Cashflow at 35% down
−$3,701/mo
Down payment to break even

$924,000 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,069
Cap Rate
1.59%
Cash-on-Cash
-26.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$17,537
Price-to-Rent

Lower = better for investors

19.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,839/mo