700 E St

700 E St #1602

D

San Diego, CA 92101

$990,000

Soft Appraisal Value: $766,800 · 29.1% above estimate

Beds

2

Baths

2

Sqft

1,215

Year Built

2007

Days on Market

31

Property Type

Condo

HOA/mo

$1,698

MLS ID

260004323SD

Description

Elevated coastal living in Downtown San Diego’s coveted Columbia District. This 2-bedroom, 2 full-bath residence at Electra features a rare oversized patio with expansive San Diego Bay views — perfect for entertaining or unwinding at sunset. Inside, enjoy nine-foot ceilings, granite countertops, stainless steel appliances, an electric fireplace, in-unit laundry, and custom French doors that open to an entertainment-sized balcony for seamless indoor-outdoor living. Electra offers premier amenities including a grand lobby with social lounge, catering kitchen, billiards and library, plus a rooftop deck with pool, Jacuzzi, fireplace, and BBQ area overlooking the bay and skyline. Luxury, views, and location — all in one iconic address.

Mortgage Calculator

Est. Monthly Payment

$7,983

Principal & Interest$5,006
Property Tax$990
Insurance$289
HOA$1,698
%($198,000)
%

Investment Score

0D
Est. Monthly Rent
$3,651
Monthly Cashflow

Rent − PITIA

$-4,332
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,997

Mortgage (P+I)
$5,006
Cap Rate
-1.20%
Cash-on-Cash
-36.34%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$11,439

NOI (Annual)
$-11,889
Price-to-Rent

Lower = better for investors

22.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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