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6878 Navajo #17
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6878 Navajo #17

Atop 10%

San Diego, CA 92119

$359,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

9 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 5, 2026.

No unit in this 48-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,575/mo full cashflow at 20% down, 7.49% rate.

Works at $154,804 (57% under asking), or at 83% down.

Rent $2,457/mo from 9 leases of 1–3 bed condos & townhomes within 0.5 mi ($2,169–$2,402).

Beds

2

Baths

1

Sqft

836

Year Built

1970

Days on Market

0

Property Type

Condo

HOA/mo

$698

MLS ID

260026275SD

This property is in San Diego (92119). Browse neighborhood analytics →

About This Property

Single-level, ground-floor condominium with a large private patio off the living room, perfect for relaxing or entertaining. The kitchen features stainless steel appliances, including a gas range, while the updated bathroom offers stylish finishes. Laminate flooring runs throughout the home, creating a clean and cohesive feel. Casa Del Cerro offers lush grounds, a community pool and spa, and a convenient location within walking distance of shopping and dining. Enjoy easy access to Mission Trails Regional Park, Cowles Mountain, and Lake Murray, providing endless opportunities for outdoor recreation. A great value and a true must-see!

Mortgage Calculator

Est. Monthly Payment

$3,168

Principal & Interest$2,006
Property Tax$359
Insurance$105
HOA$698
%($71,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Dailard Elementary · grades K-5 · San Diego Unified

  • Middle

    Pershing Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$2,457

vs

Comp Average

$2,497

6878 Navajo

6878 Navajo

2bd / 1ba · 836 sqft · Condo

$325K

Est. $2,324/mo

8609 Lake Murray Blvd

8609 Lake Murray Blvd

2bd / 2ba · 973 sqft · Condo

$420K

Est. $2,531/mo

7845 Golfcrest Dr

7845 Golfcrest Dr

2bd / 2ba · 936 sqft · Condo

$490K

Est. $2,768/mo

6878 Navajo Rd

6878 Navajo Rd

2bd / 1ba · 836 sqft · Condo

$389K

Est. $2,324/mo

6495 Bell Bluff Ave

6495 Bell Bluff Ave

2bd / 1ba · 880 sqft · Condo

$500K

Est. $2,537/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

53A
Est. Monthly Rent
$2,457

9 leases of 1–3 bed condos & townhomes within 0.5 mi · $2,169–$2,402

Blended 50/50 with the zip's market median ($2,729)

Monthly Cashflow

Rent − PITIA

-$711
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,575

What would make this work?

$1,575/mo short at 20% down; 83% down or +$2,046/mo rent closes it.

Break-even price

57% under asking

$154,804
Break-even rent

$2,046/mo above the estimate

$4,503/mo
Cashflow at 35% down
−$1,199/mo
Down payment to break even

$297,970 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$2,006
Cap Rate
1.85%
Cash-on-Cash
-26.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
NOI (Annual)
$6,643
Price-to-Rent

Lower = better for investors

12.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,575/mo