687 Coast Highway 101

687 Coast Highway 101

D

Encinitas, CA 92024

$1,195,000

Beds

1

Baths

1.5

Sqft

1,249

Year Built

2010

Days on Market

31

Property Type

Townhouse

HOA/mo

$558

MLS ID

NDP2600642

Description

One of only six premium townhome units in Pacific Station, this residence stands apart with its two-level layout, offering a rare sense of separation and privacy. The main living level is designed for effortless living and entertaining, while the upstairs retreat creates a true primary suite feel and an added loft area, ideal for a home office or workout space—quiet, elevated, and distinctly your own. Floor-to-ceiling windows bring in abundant natural light and coastal breezes, while the location puts you just steps from Encinitas’ best coffee shops, dining, boutiques, and the beach. Whether you’re heading out for a morning surf, sunset stroll, or dinner downtown, everything you love about North County coastal living is right outside your door. Gated parking, storage, and secure building access add convenience and peace of mind. Low-maintenance, "lock and leave", and impossible to replicate— a rare opportunity to own a premium turn-key property in one of Encinitas’ most walkable and desirable locations.

Mortgage Calculator

Est. Monthly Payment

$8,144

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$558
%($239,000)
%

Investment Score

0D
Est. Monthly Rent

Zillow Rent Zestimate

$1,035
Monthly Cashflow
$-8,343

Mortgage (P+I)
$6,043
Cap Rate
-2.31%
Cash-on-Cash
-41.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.17
Break-even Rent
$9,296

NOI (Annual)
$-27,611
Price-to-Rent

Lower = better for investors

96.2

* Defaults: 20% down, 6.5% rate, 30yr.

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