103 Mangano Circle
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103 Mangano Circle

D

Encinitas, CA 92024

$864,999

Soft Appraisal Value: $791,100 · 9.3% above estimate

Beds

2

Baths

2

Sqft

900

Year Built

1985

Days on Market

98

Property Type

Condo

HOA/mo

$495

MLS ID

ML82034851

This property is in Encinitas (92024). View neighborhood stats →

About This Property

Welcome to coastal living at its finest. This rare upper-level end unit captures ocean breezes and a peek of the Pacific from its private balcony, just moments from Moonlight Beach and downtown Encinitas. Offering 2 bedrooms and 2 bathrooms across 900 square feet, the home features a light-filled, efficient layout with laminate flooring throughout. The well-appointed kitchen includes a gas cooktop, microwave, dishwasher, and dining bar, opening to a relaxed living area perfect for entertaining or unwinding after a day at the beach. Central air, forced air heating, and in-unit laundry add year-round comfort. Includes a 1 car garage! Ideally situated near downtowns restaurants, boutiques, parks, scenic walking trails, and the Coaster station, this home delivers exceptional access to both the ocean and the energy of Encinitas. Surf, dine, shop, and explore all just steps away.

Mortgage Calculator

Est. Monthly Payment

$5,986

Principal & Interest$4,374
Property Tax$865
Insurance$252
HOA$495
%($173,000)
%

Location

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Investment Score

17D
Est. Monthly Rent
$3,609
Monthly Cashflow

Rent − PITIA

$-2,377
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,928

Mortgage (P+I)
$4,374
Cap Rate
0.62%
Cash-on-Cash
-27.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$8,710

NOI (Annual)
$5,353
Price-to-Rent

Lower = better for investors

20.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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