103 Mangano Cir

103 Mangano Cir

D

Encinitas, CA 92024

$874,999

Soft Appraisal Value: $854,400 · 2.4% above estimate

Beds

2

Baths

2

Sqft

900

Year Built

1985

Days on Market

47

Property Type

Condo

HOA/mo

$495

MLS ID

260003515SD

Description

Welcome to coastal living at its finest. This rare upper-level end unit captures ocean breezes and a peek of the Pacific from its private balcony, just moments from Moonlight Beach and downtown Encinitas. Offering 2 bedrooms and 2 bathrooms across 900 square feet, the home features a light-filled, efficient layout with laminate flooring throughout. The well-appointed kitchen includes a gas cooktop, microwave, dishwasher, pantry, and dining bar, opening to a relaxed living area perfect for entertaining or unwinding after a day at the beach. Central air, forced air heating, and in-unit laundry add year-round comfort. Ideally situated near downtowns restaurants, boutiques, parks, scenic walking trails, and the Coaster station, this home delivers exceptional access to both the ocean and the energy of Encinitas. Surf, dine, shop, and explore all just steps away.

Mortgage Calculator

Est. Monthly Payment

$6,050

Principal & Interest$4,424
Property Tax$875
Insurance$255
HOA$495
%($175,000)
%

Investment Score

1D
Est. Monthly Rent
$3,360
Monthly Cashflow

Rent − PITIA

$-2,689
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,191

Mortgage (P+I)
$4,424
Cap Rate
0.32%
Cash-on-Cash
-28.74%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$8,803

NOI (Annual)
$2,796
Price-to-Rent

Lower = better for investors

21.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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