6732 Monterra Trl
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6732 Monterra Trl

D

Carmel Valley, CA 92130

$2,189,900
NEW — 1d

Soft Appraisal Value: $2,138,300 · 2.4% above estimate

Beds

5

Baths

3

Sqft

2,441

Year Built

2015

Days on Market

1

Property Type

Single Family

HOA/mo

$245.33

MLS ID

260010412SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Stunning, move-in ready home with highly desirable dual bedrooms on the main level in the coveted Cantera community of Pacific Highlands Ranch. Welcome to this beautifully upgraded home in the highly coveted Cantera community of Pacific Highlands Ranch. Built in 2015, this thoughtfully designed residence offers 5 bedrooms, 3 full bathrooms, and a highly desirable floor plan ideal for both everyday living and multigenerational flexibility. A standout feature is two bedrooms on the main level, including a full bathroom, perfect for guests, extended family, or a private home office. The open-concept living and dining areas are filled with natural light and flow seamlessly into the stunning chef’s kitchen, complete with rich cabinetry, granite countertops, stainless steel appliances, an oversized island, and an extended buffet-style counter with abundant storage and prep space. Upstairs, spacious secondary bedrooms complement a serene primary suite retreat featuring a spa-like bathroom and generous walk-in closet. Enjoy a covered patio and low-maintenance outdoor space ideal for relaxing or entertaining year-round. Residents have access to resort-style amenities including a neighborhood park and the Solterra Swim Club with BBQ areas and gathering spaces. Conveniently located near Pacific Highlands Ranch Shopping Center with Trader Joe’s, Starbucks, dining, banking, and fitness options. Just minutes from Del Mar Beach, Torrey Pines State Natural Reserve, and Black Mountain Open Space Park, with easy access to I-5 and I-15. A rare opportunity to own a spacious and versatile home.

Mortgage Calculator

Est. Monthly Payment

$14,147

Principal & Interest$11,073
Property Tax$2,190
Insurance$639
HOA$245
%($437,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,188
Monthly Cashflow

Rent − PITIA

$-7,960
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,208

Mortgage (P+I)
$11,073
Cap Rate
-0.07%
Cash-on-Cash
-30.71%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$20,743

NOI (Annual)
$-1,613
Price-to-Rent

Lower = better for investors

29.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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