669 Copper
Btop 30%Vista, CA 92083
Pass at asking: -$2,415/mo full cashflow at 20% down, 7.43% rate.
Works at $215,491 (59% under asking), or at 86% down.
Rent $2,773/mo from 10 leases of 1–3 bed condos & townhomes within 1 mi ($2,512–$3,095).
Beds
2
Baths
1.5
Sqft
1,159
Year Built
1980
Days on Market
0
Property Type
Townhouse
HOA/mo
$480
MLS ID
260026512SD
This property is in Vista (92083). Browse neighborhood analytics →
About This Property
Ideally located in North County San Diego, this updated 2-bedroom, 1.5-bath townhome offers convenient access to the beach, shopping, dining, entertainment, parks and local amenities. Easy connections to the 78, 5 & a short drive to the coast, the property offers an opportunity to enjoy the Southern California lifestyle. Residents can also enjoy the community pool, spa and clubhouse. Recent improvements include new windows and sliding doors, waterproof LVP flooring throughout the home, new carpet on the stairs and fresh interior paint throughout. The alcove features new cabinetry and countertops, complemented by new electrical outlets, switches and light fixtures. A tankless water heater adds convenience, while a fireplace with a stone accent wall brings character to the living area. A custom mirrored wall brightens and accentuates the living and dining spaces. New matching ceiling fans serve the living room and both upstairs bedrooms, including the oversized secondary bedroom with a vaulted ceiling. New farmhouse-style closet doors in the downstairs hallway, new exhaust fans in both bathrooms, a refrigerator and garbage disposal round out the updates. The HOA replaced the roof approximately four years ago. The garage has been converted into an additional room currently configured as a guest room and playroom, featuring heat, a fan, multiple electrical outlets and a closet. Plentiful built-in wall storage and a workbench add utility. With numerous upgrades and community amenities, this townhome offers comfort and versatility close to North County attractions.
Mortgage Calculator
Est. Monthly Payment
$4,108
Location
Loading map...
Comparable Properties
5 comps foundThis Property
$2,773
Comp Average
$3,105
341 Melrose Drive
3bd / 2ba · 1,298 sqft · Condo
$539K
Est. $3,412/mo
387 Melrose
2bd / 2ba · 1,152 sqft · Condo
$498K
Est. $2,857/mo
366 Flower Lane
3bd / 2.5ba · 1,386 sqft · Condo
$640K
Est. $3,404/mo
353 Windy Lane
2bd / 2ba · 1,365 sqft · Condo
$649K
Est. $3,271/mo

320 Grapevine Rd
2bd / 1.5ba · 982 sqft · Condo
$559K
Est. $2,581/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 1–3 bed condos & townhomes within 1 mi · $2,512–$3,095
Blended 50/50 with the zip's market median ($2,532)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,415/mo short at 20% down; 86% down or +$3,136/mo rent closes it.
- Break-even price
- $215,491
- Break-even rent
- $5,909/mo
- Cashflow at 35% down
- −$1,863/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$3,136/mo above the estimate
$455,714 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator