353 Windy Lane
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353 Windy Lane

Ctop 80%

Vista, CA 92083

$649,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,942/mo full cashflow at 20% down, 7.36% rate.

Works at $263,943 (59% under asking), or at 86% down.

Rent $3,269/mo from 9 leases of 2-bed condos & townhomes within 1 mi ($3,244–$3,577).

Beds

2

Baths

2

Sqft

1,365

Year Built

1987

Days on Market

77

Property Type

Condo

HOA/mo

$500

MLS ID

260020997SD

This property is in Vista (92083). Browse neighborhood analytics →

Virtual Tour

About This Property

Immaculate and beautifully updated within the past 2 years Vista Knolls condo offering modern style, thoughtful upgrades, and an inviting open floor plan! The chef-inspired kitchen features sleek quartz countertops, freshly painted cabinetry, a new gas range and microwave, plus an oversized quartz counter top with seating—perfect for casual dining, entertaining, and serving family and guests. The open-concept living, dining, and kitchen areas flow seamlessly together, creating a warm and spacious environment for both everyday living and entertaining. Smooth vaulted ceilings reflect natural light and enhance the home's sense of height and openness. Enjoy numerous recent upgrades, including newer fixtures and recessed lighting, new plumbing risers with braided plumbing lines, a new water heater, and anew furnace. Additional improvements include a full-size refrigerator, washer and gas dryer, brand-new bedroom and living room windows, luxury vinyl plank flooring, and plush carpeting throughout. The beautifully remodeled bathrooms feature quartz countertops, new vanities, updated lighting and plumbing fixtures, and stunning quartz-surround showers. Even the garage has been upgraded with durable epoxy flooring. Conveniently located just minutes from the 78 Freeway, beaches, restaurants, and shopping, this move-in-ready home combines modern comfort with an ideal location. This is one you won't want to miss! Immaculate and beautifully updated within the last 2 years Vista Knolls condo offering modern style, thoughtful upgrades, and an inviting open floor plan! The chef-inspired kitchen features sleek quartz countertops, freshly painted cabinetry, a new gas range and microwave, plus an oversized quartz counter top with seating—perfect for casual dining, entertaining, and serving family and guests. The open-concept living, dining, and kitchen areas flow seamlessly together, creating a warm and spacious environment for both everyday living and entertaining. Smooth vaulted ceilings reflect natural light and enhance the home's sense of height and openness. Enjoy numerous recent upgrades, including new fixtures and recessed lighting, new plumbing risers with braided plumbing lines, a new water heater, and anew furnace. Additional improvements include a full-size refrigerator, washer and gas dryer, brand-new bedroom and living room windows, luxury vinyl plank flooring, and plush carpeting throughout. The beautifully remodeled bathrooms feature quartz countertops, new vanities, updated lighting and plumbing fixtures, and stunning quartz-surround showers. Even the garage has been upgraded with durable epoxy flooring. Conveniently located just minutes from the 78 Freeway, beaches, restaurants, and shopping, this move-in-ready home combines modern comfort with an ideal location. This is one you won't want to miss!

Mortgage Calculator

Est. Monthly Payment

$4,919

Principal & Interest$3,581
Property Tax$649
Insurance$189
HOA$500
%($129,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Grapevine Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

35C
Est. Monthly Rent
$3,269

9 leases of 2-bed condos & townhomes within 1 mi · $3,244–$3,577

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,650
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,942

What would make this work?

$2,942/mo short at 20% down; 86% down or +$3,821/mo rent closes it.

Break-even price

59% under asking

$263,943
Break-even rent

$3,821/mo above the estimate

$7,090/mo
Cashflow at 35% down
−$2,271/mo
Down payment to break even

$558,140 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,581
Cap Rate
1.48%
Cash-on-Cash
-27.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$9,621
Price-to-Rent

Lower = better for investors

16.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,942/mo