6682 Elegante Way San Diego

6682 Elegante Way San Diego

D

Carmel Valley, CA 92130

$3,250,000

Beds

5

Baths

5.5

Sqft

3,789

Year Built

2017

Days on Market

8

Property Type

Single Family

HOA/mo

$197

MLS ID

260003475SD

Description

Prime location in the highly desirable PHR Sterling community! Elevated lot with stunning sunset views. Downstairs casita/guest suite with full bath—perfect for multigenerational living. Spacious kitchen with abundant cabinetry, oversized center island, water filtration system, and wet bar with wine fridge. Open-concept layout with expansive family room. Upstairs features a large loft plus 4 bedrooms. Grand primary suite with private balcony. Upgraded primary bath includes dual vanities, freestanding soaking tub, and oversized rain shower.Owned SOLAR and drought-tolerant landscaping. Inviting front courtyard with fountains. Resort-style backyard complete with water features, firepit, BBQ island, 3-hole putting green, hot bubble jacuzzi, outdoor fireplace, and covered patio with TV—an entertainer’s dream. Tankless water heater in 3-Car tandem garage. Community amenities include pool, spa, BBQ areas, and playground. Minutes’ walk to award-winning Pacific Sky Elementary and upcoming Solterra Vista Neighborhood Park (est. Spring 2027).

Mortgage Calculator

Est. Monthly Payment

$20,829

Principal & Interest$16,434
Property Tax$3,250
Insurance$948
HOA$197
%($650,000)
%

Investment Score

0D
Est. Monthly Rent

Zillow Rent Zestimate

$7,487
Monthly Cashflow
$-17,772

Mortgage (P+I)
$16,434
Cap Rate
-0.49%
Cash-on-Cash
-32.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$24,660

NOI (Annual)
$-16,060
Price-to-Rent

Lower = better for investors

36.2

* Defaults: 20% down, 6.5% rate, 30yr.

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