3971 Via Cangrejo San Diego

3971 Via Cangrejo San Diego

D

Carmel Valley, CA 92130

$2,650,000

Beds

4

Baths

3

Sqft

2,796

Year Built

2000

Days on Market

45

Property Type

Single Family

HOA/mo

$27.5

MLS ID

2600392SD

Description

Motivated Seller! Stunning, light-filled 4BR/3BA home in highly desirable Torrey Hills! The main level offers formal living and dining spaces, a spacious family room, and a gourmet kitchen with granite countertops, a center island, maple cabinetry, and a sunny breakfast nook. A flexible downstairs room is ideal for an office or guest suite. Upstairs, the luxurious primary suite features dual walk-in closets, a spa-style bath, and a private balcony. Two additional bedrooms share a Jack-and-Jill bath, complemented by a convenient upstairs laundry room. Two wood-railed staircases provide both privacy and architectural charm, while abundant natural light and a backyard with a built-in spa complete this beautiful home. Bonus: One garage space can easily be converted into a 5th bedroom for added flexibility.

Mortgage Calculator

Est. Monthly Payment

$16,850

Principal & Interest$13,400
Property Tax$2,650
Insurance$773
HOA$28
%($530,000)
%

Investment Score

0D
Est. Monthly Rent

Zillow Rent Zestimate

$6,998
Monthly Cashflow
$-13,670

Mortgage (P+I)
$13,400
Cap Rate
-0.12%
Cash-on-Cash
-30.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$20,108

NOI (Annual)
$-3,244
Price-to-Rent

Lower = better for investors

31.6

* Defaults: 20% down, 6.5% rate, 30yr.

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