6682 Elegante Way
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6682 Elegante Way

D

Carmel Valley, CA 92130

$3,180,000
NEW — 1d on market

Soft Appraisal Value: $3,099,200 · 2.6% above estimate

Beds

5

Baths

5.5

Sqft

3,789

Year Built

2017

Days on Market

1

Property Type

Single Family

HOA/mo

$197

MLS ID

260008966SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Prime location in the highly desirable PHR Sterling community! Elevated lot with stunning sunset views. Downstairs casita/guest suite with full bath—perfect for multigenerational living. Spacious kitchen with abundant cabinetry, oversized center island, water filtration system, and wet bar with wine fridge. 10' high ceiling and open-concept layout with expansive family room. Upstairs features a large loft plus 4 bedrooms. Grand primary suite with private balcony. Upgraded primary bath includes dual vanities, freestanding soaking tub, and oversized rain shower.Owned SOLAR and drought-tolerant landscaping. Inviting front courtyard with fountains. Resort-style backyard complete with water features, firepit, BBQ island, 3-hole putting green, hot bubble jacuzzi, outdoor fireplace, and covered patio with TV—an entertainer’s dream. Tankless water heater in 3-Car tandem garage. Community amenities include pool, spa, BBQ areas, and playground. Minutes’ walk to award-winning Pacific Sky Elementary and upcoming Solterra Vista Neighborhood Park (est. Spring 2027).

Mortgage Calculator

Est. Monthly Payment

$20,384

Principal & Interest$16,080
Property Tax$3,180
Insurance$927
HOA$197
%($636,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,487
Monthly Cashflow

Rent − PITIA

$-12,897
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,269

Mortgage (P+I)
$16,080
Cap Rate
-0.45%
Cash-on-Cash
-32.58%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$29,914

NOI (Annual)
$-14,268
Price-to-Rent

Lower = better for investors

35.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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