3971 Via Cangrejo

3971 Via Cangrejo

D

Carmel Valley, CA 92130

$2,590,000

Soft Appraisal Value: $2,526,400 · 2.5% above estimate

Beds

4

Baths

3

Sqft

2,796

Year Built

2000

Days on Market

77

Property Type

Single Family

HOA/mo

$27.5

MLS ID

2600392SD

Description

Motivated Seller! Stunning, light-filled 4BR/3BA home in highly desirable Torrey Hills! The main level offers formal living and dining spaces, a spacious family room, and a gourmet kitchen with granite countertops, a center island, maple cabinetry, and a sunny breakfast nook. A flexible downstairs room is ideal for an office or guest suite. Upstairs, the luxurious primary suite features dual walk-in closets, a spa-style bath, and a private balcony. Two additional bedrooms share a Jack-and-Jill bath, complemented by a convenient upstairs laundry room. Two wood-railed staircases provide both privacy and architectural charm, while abundant natural light and a backyard with a built-in spa complete this beautiful home. Bonus: One garage space can easily be converted into a 5th bedroom for added flexibility.

Mortgage Calculator

Est. Monthly Payment

$16,469

Principal & Interest$13,096
Property Tax$2,590
Insurance$755
HOA$28
%($518,000)
%

Investment Score

0D
Est. Monthly Rent
$6,977
Monthly Cashflow

Rent − PITI − HOA

$-9,492
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,255

Mortgage (P+I)
$13,096
Cap Rate
-0.07%
Cash-on-Cash
-21.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$16,469

NOI (Annual)
$-1,903
Price-to-Rent

Lower = better for investors

30.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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