6665 Mission Gorge Rd #D15
1 / 20

6665 Mission Gorge Rd #D15

Atop 10%

San Diego, CA 92120

$319,900
STR: check · no permits in this complex · TOT 12.75%

9 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 14, 2026.

No unit in this 60-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,122/mo full cashflow at 20% down, 7.36% rate.

Works at $173,052 (46% under asking), or at 71% down.

Rent $2,139/mo from 10 leases of studio–2 bed condos & townhomes within 1 mi, same school area ($2,050–$2,427).

Beds

1

Baths

1

Sqft

676

Year Built

1972

Days on Market

52

Property Type

Condo

HOA/mo

$325

MLS ID

260017597SD

This property is in San Diego (92120). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this clean and well-maintained top-floor unit, ideally located in a quiet area at the back of the complex, away from road noise and with no neighbors behind. The home features dual-pane windows, a generously sized bedroom with a huge closet, and the added convenience of private indoor laundry—an uncommon feature within the community as well as 3 year old in wall AC/Heater. Parking includes a one-car space in a shared garage, along with plenty of guest parking. Residents can enjoy the community pool, spa, and sauna, all with low HOA fees. Conveniently located near freeway access, shopping, restaurants, and golf, this home offers comfort, privacy, and an excellent location. Personal property negotiable.

Mortgage Calculator

Est. Monthly Payment

$2,503

Principal & Interest$1,765
Property Tax$320
Insurance$93
HOA$325
%($63,980)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Foster Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

69A
Est. Monthly Rent
$2,139

10 leases of studio–2 bed condos & townhomes within 1 mi, same school area · $2,050–$2,427

Blended 50/50 with the zip's market median ($1,984)

Monthly Cashflow

Rent − PITIA

-$364
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,122

What would make this work?

$1,122/mo short at 20% down; 71% down or +$1,458/mo rent closes it.

Break-even price

46% under asking

$173,052
Break-even rent

$1,458/mo above the estimate

$3,597/mo
Cashflow at 35% down
−$791/mo
Down payment to break even

$227,129 cash

71%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,765
Cap Rate
2.81%
Cash-on-Cash
-21.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.85

NOI (Annual)
$8,994
Price-to-Rent

Lower = better for investors

12.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
ACashflow−$1,122/mo