6675 Mission Gorge Road #A313
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6675 Mission Gorge Road #A313

Btop 30%

San Diego, CA 92120

$374,900
STR: check · no permits in this complex · TOT 12.75%

13 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 9, 2026.

No unit in this 77-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,764/mo full cashflow at 20% down, 7.43% rate.

Works at $145,265 (61% under asking), or at 88% down.

Rent $1,929/mo from 1 lease in this building.

Beds

1

Baths

1

Sqft

626

Year Built

1976

Days on Market

47

Property Type

Condo

HOA/mo

$370

MLS ID

PTP2607207

This property is in San Diego (92120). View neighborhood stats →

Virtual Tour

About This Property

Beautifully updated top-floor condo with vaulted ceilings, abundant natural light and sweeping golf course and hillside views. With no neighbors above, this move-in-ready one-bedroom home offers an open, airy layout in a pet-friendly community. The remodeled kitchen features white shaker cabinetry, quartz countertops, stainless-steel appliances, a sleek vent hood and generous storage on both sides of the peninsula. Additional highlights include new luxury vinyl plank flooring, fresh paint, modern lighting and ceiling fans, wall air conditioning, a spacious bedroom with a walk-in closet, community laundry and assigned parking. Conveniently located near Mission Valley, Mission Trails Regional Park, SDSU, Snapdragon Stadium, shopping, dining and major freeways. Pet restrictions are subject to HOA rules.

Mortgage Calculator

Est. Monthly Payment

$2,937

Principal & Interest$2,083
Property Tax$375
Insurance$109
HOA$370
%($74,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Foster Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

3 comps found

This Property

$1,929

vs

Comp Average

$1,814

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

46B
Est. Monthly Rent
$1,929

1 lease in this building

Blended 50/50 with a property-level estimate

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$1,008
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,764

What would make this work?

$1,764/mo short at 20% down; 88% down or +$2,291/mo rent closes it.

Break-even price

61% under asking

$145,265
Break-even rent

$2,291/mo above the estimate

$4,220/mo
Cashflow at 35% down
−$1,373/mo
Down payment to break even

$329,912 cash

88%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,083
Cap Rate
1.33%
Cash-on-Cash
-28.23%
DSCR

Need ≥ 1.25 for DSCR loan

0.66

NOI (Annual)
$4,986
Price-to-Rent

Lower = better for investors

16.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$1,764/mo