
658 Santa Fe Dr.
DEncinitas, CA 92024
Beds
—
Baths
—
Sqft
—
Year Built
1989
Days on Market
8
Property Type
Multi-Family
HOA/mo
N/A
MLS ID
260010174SD
This property is in Encinitas (92024). View neighborhood stats →
About This Property
A rare coastal Duplex that lives like two single-family homes, offering Peek-a-Boo ocean views in the heart of Encinitas. This exceptional side-by-side property features two spacious residences, each approximately 1,980 sq ft—larger than many single-family homes—offering 4 bedrooms and 2.5 bathrooms totaling to 3,960 sq ft with 8 bedroom and 5 bathrooms situated on a approxmatly 9,646 sq ft of usable flat land. A versatile fourth bedroom with a private entrance and its own A/C mini-split is ideal for a home office, gym, guest suite, or in-law quarters. Fully renovated with high-end finishes, including new roof, HVAC, windows, flooring, cabinetry, and countertops, the property delivers modern comfort and turnkey convenience. Each unit enjoys a large private backyard and a functional layout. Only the fourth bedroom/office, adjacent to the garage, shares one wall to ensure privacy. Situated minutes from Downtown Encinitas and Cardiff Town Center, on an expansive ~10,000 sq ft lot with 2-car garages for each unit plus parking for 6–7 vehicles or RV potential—an incredibly rare offering. Ideal for owner-users, investors, or short-term rental potential in a prime coastal location.
Mortgage Calculator
Est. Monthly Payment
$18,727
Comparable Properties
5 comps foundThis Property
$6,177
Comp Average
$5,586
410 Pipes Lane
4bd / 2.5ba · 1,720 sqft · Single Family
$1.77M
Est. $6,951/mo
1460 Orpheus Avenue
4bd / 2ba · 2,076 sqft · Single Family
$1.88M
Est. $6,493/mo
1504 Valleda Lane
4bd / 2.5ba · 2,118 sqft · Single Family
$2.18M
Est. $6,783/mo
940 Hermes Avenue
2bd / 1ba · 1,050 sqft · Single Family
$1.80M
Est. $4,044/mo
1602 Pl.
2bd / 2.5ba · 1,388 sqft · Townhouse
$2.00M
Est. $3,658/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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