655 India Street
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655 India Street

D

San Diego, CA 92101

$644,000
NEW — 0d on market

Beds

1

Baths

1.5

Sqft

1,044

Year Built

1992

Days on Market

0

Property Type

Condo

HOA/mo

$1,104

MLS ID

PTP2602602

This property is in San Diego (92101). View neighborhood stats →

About This Property

Rarely on the market! Discover refined urban living at the Watermark, a premier boutique residence situated in the most serene pocket of the prestigious Marina District. This rare 1-bedroom, 1.5-bath floor plan lives exceptionally large, distinguished by soaring 10-foot ceilings and an expansive open-concept design. The chef-inspired kitchen, anchored by a massive center island, flows seamlessly into the living area—perfect for entertaining. Retreat to your private balcony to enjoy tranquil views of the lush central courtyard and historic Pantoja Park which is located right in front of Watermark. With a sprawling primary suite, walk-in closet, and a dedicated guest powder room, this home offers an elevated standard of comfort. Perfectly positioned just steps from the San Diego Bay, the Embarcadero, and the city’s finest dining like Mastro’s Ocean Club and Animae, this is where lifestyle meets value. The Marina District stands as Downtown San Diego’s most established and prestigious residential enclave, offering a refined blend of coastal tranquility and urban sophistication. Residents enjoy a peaceful, high-end 'neighborhood feel' while being just steps away from the vibrant energy of the Gaslamp Quarter and the cultural allure of the Embarcadero. Watermark amenities: Elevators, Recreation Room, Gym, Outdoor Patio with BBQ Grills, 24/7 On site security. The pinnacle of downtown luxury living.

Mortgage Calculator

Est. Monthly Payment

$5,192

Principal & Interest$3,256
Property Tax$644
Insurance$188
HOA$1,104
%($128,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,491
Monthly Cashflow

Rent − PITIA

$-2,701
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,811

Mortgage (P+I)
$3,256
Cap Rate
-1.03%
Cash-on-Cash
-35.51%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$7,440

NOI (Annual)
$-6,655
Price-to-Rent

Lower = better for investors

21.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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