450 J St

450 J St #7071

D

San Diego, CA 92101

$450,000
NEW — 3d on market

Beds

1

Baths

1

Sqft

512

Year Built

2004

Days on Market

3

Property Type

Condo

HOA/mo

$493

MLS ID

260007161SD

View on MLS

Description

Modern downtown living at Gaslamp City Square (5th & J). This upgraded residence features luxury vinyl plank (LVP) flooring, granite countertops, stainless steel appliances, and in-unit laundry. Located on the quiet side of the building, large windows offer peaceful courtyard views and abundant natural light. Enjoy unbeatable walkability just steps from Petco Park, Seaport Village, dining, nightlife, shopping, and entertainment. Community amenities include a pool, spa, BBQ areas, fitness center, 24-hour security, secure underground parking, low HOA fees, and water included. A perfect blend of style, comfort, and convenience in one of Downtown San Diego’s most desirable locations.

Mortgage Calculator

Est. Monthly Payment

$3,350

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$493
%($90,000)
%

Investment Score

3D
Est. Monthly Rent
$2,431
Monthly Cashflow

Rent − PITI − HOA

$-918
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,853

Mortgage (P+I)
$2,275
Cap Rate
1.13%
Cash-on-Cash
-24.70%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$4,837

NOI (Annual)
$5,074
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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