330 J Street

330 J Street #612

D

San Diego, CA 92101

$399,000
NEW — 2d on market

Beds

1

Baths

1

Sqft

623

Year Built

2003

Days on Market

2

Property Type

Condo

HOA/mo

$712

MLS ID

260007909SD

View on MLS

Description

Welcome to Pacific Terrace at 330 J St, located in the heart of the Marina District, one of Downtown San Diego’s most sought after neighborhoods for coastal city living. This 6th floor 1 bedroom 1 bath residence offers a bright open layout with large windows that bring in natural light and a private terrace, perfect for morning coffee or unwinding in the evening. The layout flows easily, making it ideal for entertaining, working from home, or simply enjoying a low maintenance lifestyle in the city. A rare find in this area, the home includes two secured side by side underground parking spaces, adding real value and convenience for downtown living. Pacific Terrace offers a relaxed atmosphere with open breezeways, a central courtyard, secure entry, and a rooftop sundeck with BBQ and lounge areas to enjoy San Diego’s year round weather. Located just steps from Petco Park, Seaport Village, the Convention Center, Embarcadero, and some of the best restaurants, coffee shops, and boutiques in Downtown San Diego. The Marina District is known for its quiet setting while still being close to everything. A great opportunity for a first time buyer, second home, or investment in one of San Diego’s most desirable downtown communities

Mortgage Calculator

Est. Monthly Payment

$3,245

Principal & Interest$2,018
Property Tax$399
Insurance$116
HOA$712
%($79,800)
%

Comparable Properties

3 comps found

This Property

$2,503

vs

Comp Average

$1,684

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

3D
Est. Monthly Rent
$2,503
Monthly Cashflow

Rent − PITIA

$-742
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,650

Mortgage (P+I)
$2,018
Cap Rate
1.11%
Cash-on-Cash
-24.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$4,646

NOI (Annual)
$4,414
Price-to-Rent

Lower = better for investors

13.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator