6540 College Grove

6540 College Grove

D

San Diego, CA 92115

$435,000

Soft Appraisal Value: $436,600 · 0.4% below estimate

Beds

2

Baths

1

Sqft

854

Year Built

1981

Days on Market

9

Property Type

Condo

HOA/mo

$504

MLS ID

260006611SD

Description

Tucked away in a quiet, private corner of the complex, this beautifully updated 2-bedroom, 1.25-bathroom condo in San Diego’s sought-after College Grove neighborhood offers the perfect blend of modern comfort, privacy, and an unbeatable location. Just minutes from SDSU, downtown, shopping, beaches, military bases, and schools, this centrally located gem keeps everything within easy reach while still feeling like a peaceful retreat. Inside, you’ll find a move-in-ready space featuring a fully remodeled kitchen with sleek quartz countertops and newer appliances—perfect for cooking and entertaining. The remodeled bathrooms add a fresh, contemporary touch, while newer windows fill the home with natural light and enhance energy efficiency. Enjoy cozy evenings by the fireplace or host gatherings on your expansive, oversized patio—an ideal outdoor escape. The oversized primary bedroom closet includes a professionally installed organizer, offering both style and exceptional storage.

Mortgage Calculator

Est. Monthly Payment

$3,265

Principal & Interest$2,200
Property Tax$435
Insurance$127
HOA$504
%($87,000)
%

Investment Score

4D
Est. Monthly Rent
$2,438
Monthly Cashflow

Rent − PITI − HOA

$-828
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,751

Mortgage (P+I)
$2,200
Cap Rate
1.24%
Cash-on-Cash
-24.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$4,712

NOI (Annual)
$5,385
Price-to-Rent

Lower = better for investors

14.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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