652 North Avenue

652 North Avenue

Btop 30%

Escondido, CA 92026

$775,000
NEW — 0d

Pass at asking: -$3,083/mo full cashflow at 20% down, 7.49% rate.

Works at $375,419 (52% under asking), or at 77% down.

Rent $3,760/mo from 4 leases of 3-bed houses in 92026 ($3,197–$3,491).

Beds

3

Baths

2

Sqft

1,412

Year Built

1974

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610009

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

Welcome to this single story 3BR/2BA home on .28 usable acres! The circular driveway offers plenty of parking for family and guests. The covered front patio is perfect for relaxing and enjoying your morning coffee and beautiful mountain views. The flowing floor plan offers an open kitchen, fresh paint throughout and a F/P in the living room. The fully fenced huge backyard has a covered patio ideal for dining, BBQing and entertaining and an oversized pomegranate tree. There is plenty of room for gardening, a pool or ADU. Extra storage can be found in the attached 2 car garage. Ideally located near HW 78 and I-15, shopping, restaurants, schools and more.

Mortgage Calculator

Est. Monthly Payment

$5,332

Principal & Interest$4,331
Property Tax$775
Insurance$226
%($155,000)
%
Loan Term

Location

Loading map...

Investment Score

42B
Est. Monthly Rent
$3,760

4 leases of 3-bed houses in 92026 · $3,197–$3,491

Blended 50/50 with the zip's market median ($4,169)

Monthly Cashflow

Rent − PITIA

-$1,572
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,083

What would make this work?

$3,083/mo short at 20% down; 77% down or +$4,003/mo rent closes it.

Break-even price

52% under asking

$375,419
Break-even rent

$4,003/mo above the estimate

$7,763/mo
Cashflow at 35% down
−$2,270/mo
Down payment to break even

$596,750 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,331
Cap Rate
2.22%
Cash-on-Cash
-23.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$17,236
Price-to-Rent

Lower = better for investors

17.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$3,083/mo