10292 Canyon Dr.
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10292 Canyon Dr.

Ctop 80%

Escondido, CA 92026

$815,900

Pass at asking: -$3,550/mo full cashflow at 20% down, 7.36% rate.

Works at $351,401 (57% under asking), or at 84% down.

Rent $3,487/mo from 4 leases of 3-bed houses in 92026 ($3,119–$3,406).

Beds

3

Baths

2

Sqft

1,344

Year Built

1971

Days on Market

70

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608119

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

Just Reduced! Looking for large lot with privacy this is it. Canyon Dr. is located in the outskirts of Escondido close to highway 15. This property is being sold with additional second parcel. This inviting single story home designed for comfort, functionality, and seamless indoor-outdoor living. The expansive covered patio creates the perfect setting for year round gatherings, featuring a spacious concrete entertaining area, a dedicated outdoor BBQ station with built in girl and sink. The home is completely gated allowing for privacy and flexibility. The sale includes generous lot is enhanced by mature trees, natural shade, and room to personalize with gardening, play space, or outdoor recreational vehicles. Ideally located near shopping, dining, parks and easy freeway access., this Home offers the perfect balance of quiet neighborhood and country living. The interior offers open beam ceilings, kitchen offers stainless steel appliances, updated lighting, center island and quartz counters. The bathrooms are both upgraded with tile floors, upgraded shower enclosure and newer vanities and fixtures.

Mortgage Calculator

Est. Monthly Payment

$5,555

Principal & Interest$4,502
Property Tax$816
Insurance$238
%($163,180)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Reidy Creek Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

31C
Est. Monthly Rent
$3,487

4 leases of 3-bed houses in 92026 · $3,119–$3,406

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,068
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,550

What would make this work?

$3,550/mo short at 20% down; 84% down or +$4,611/mo rent closes it.

Break-even price

57% under asking

$351,401
Break-even rent

$4,611/mo above the estimate

$8,098/mo
Cashflow at 35% down
−$2,706/mo
Down payment to break even

$685,356 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,502
Cap Rate
1.66%
Cash-on-Cash
-26.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$13,506
Price-to-Rent

Lower = better for investors

19.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,550/mo